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131 Poplar Branch Way, Hampstead, NC, 28443

4beds
3baths
2,398sqft
$480,000
$200price/sqft
$2,949/moest. monthly cost
$117,960/yrincome needed

About This Home

Just 3 miles from the Surf City Bridge and Topsail Island's beautiful beaches, 131 Poplar Branch Way offers the perfect blend of coastal convenience and everyday comfort. Ideally situated between Wilmington and Jacksonville, this home is located in the sought-after Poplar Branch community, complete with neighborhood sidewalks and easy access to local dining, shopping, Publix, and two free Surf City beach parking areas--making it easy to enjoy the best of coastal living. Built by Caviness & Cates, this spacious 4-bedroom, 2.5-bath home offers close to 2400 square feet of thoughtfully designed living space. The welcoming foyer opens to an expansive floor plan featuring 9-foot ceilings, abundant natural light, and a cozy gas fireplace that anchors the main living area. The kitchen is designed for both entertaining and everyday living, showcasing granite countertops, stainless steel appliances, a tile backsplash, generous cabinetry, a walk-in pantry, and a convenient butler's pantry. The formal dining room features elegant architectural details, while the breakfast nook and bar seating provide additional gathering spaces for family and friends. Upstairs, the spacious primary suite offers dual walk-in closets and a well-appointed ensuite bath with a soaking tub, separate shower, dual vanities, and a private water closet. Three additional bedrooms, a full bath, and a laundry room complete the second floor. Step outside to enjoy the screened patio and fully fenced backyard--perfect for morning coffee, evening relaxation, or weekend entertaining. Additional features include a 2-car garage, mudroom area, gutters, and a roof replaced in 2022 for added peace of mind. Whether you're seeking a primary residence or a coastal getaway, this home combines generous living space, desirable community amenities, and an unbeatable location just minutes from Surf City, Topsail Island, and the area's most popular conveniences.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

7/10
Surf City ElementaryGrades PK-51.2 mi
9/10
Surf City MiddleGrades 6-81.2 mi
8/10
Topsail High SchoolGrades 9-128.8 mi

Construction

Condition

  • Year built: 2015

Materials

  • Foundation: Raised,Slab
  • Roof: Shingle
  • Construction materials: Stone,Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Laundry Room

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Family Room

  • Level: First

Features

  • Walk-in Closet(s),Tray Ceiling(s),High Ceilings,Entrance Foyer,Ceiling Fan(s),Pantry,Walk-in Shower,Blinds/Shades,Walk-In Closet(s)
  • Flooring: Carpet,Vinyl,Wood

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,398
  • Total interior livable area: 2,398 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 42365472450000
  • Zoning: RP
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Open,Covered,Patio,Porch
  • Exterior features: None
  • Fencing: Full,Back Yard,Wood
  • Has view: Yes
  • View description: None
  • Waterfront features: None
  • Frontage type: See Remarks
  • Living area range: 2200 - 2399

Lot

  • Lot size: 9,148 sqft
  • Lot size dimensions: 67 x 144 x 68 x 134

Parking

  • Total spaces: 2
  • Parking features: Off Street,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Wildfire
Winter Weather
Tsunami

FEMA Declared Disasters in Pender County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,427$29,124
Home Insurance *$115$1,380
Property Taxes $184$2,208
Electricity $223$2,680
Total$2,949$35,388
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,108/yr
40% on housing$88,470/yr
45% on housing$78,640/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$200This listing

vs Other Active Listings

Avg $/sqft

ZIP 28443$270
Pender County$320

vs Homes Sold Last Month

Median $/sqft

ZIP 28443$220
Pender County$217

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-18Price change$478,000
2026-07-06Price change$480,000
2026-06-25Price change$485,000
2026-06-11Listed for sale$489,900
2023-02-23Sold$375,000
2023-01-16Pending sale$375,000
2023-01-05Listed for sale$375,000
2020-05-29Sold$295,000
2020-04-25Pending sale$292,500
2020-04-25Listed for sale$292,500
2015-09-24Sold$240,400

For Sale by Agent

AgentPinpoint Properties
BrokerageREAL Broker LLC

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