108 W 114th St APT 4B, New York, NY, 10026
About This Home
A gem on 114th Street. Welcome to a this thoughtful, charming one-bedroom HDFC co-op in one of Harlem’s most desirable pockets. Apartment 4B was fully reimagined in 2018 and offers a smart, spacious layout with hardwood floors, high ceilings, a well-appointed kitchen, generous closets, and true peace and quiet. Just blocks from Central Park, Marcus Garvey Park, and Morningside Park, this home puts the best of Harlem at your doorstep. Central Park is only a 6-minute walk, and getting around the city couldn't be easier: the 2/3 and B/C trains are all nearby—14 minutes from 114th Street to 14th Street on the 2/3 flat. Harlem’s famed Restaurant Row is right around the corner, with beloved spots like Amy Ruth’s, Lido, Melba’s, and Blvd Bistro. Everyday convenience is unbeatable, too, with Whole Foods, Trader Joe’s, Target, and the shopping corridors on 116th and 125th Streets all within minutes. Inside, 4B offers a comfortable, well-thought-out layout with a full bathroom and great storage—an easy, turnkey home in a neighborhood that continues to thrive. Please note: This is an HDFC co-op with income restrictions. Maximum income is $130,440 for one person and $149,160 for two people. The unit must be used as a primary residence. Don’t miss this opportunity to own a beautifully updated home in a vibrant, convenient and rapidly growing stretch of Manhattan.
Getting Around
Walker's Paradise
Rider's Paradise
Very BikeableSchools
Construction
Condition
- Year built: 1900
Type & Style
- Home type: Cooperative
- Property subType: Coop
Interior
Appliances
- Appliances included: Dishwasher
- Laundry features: Inside
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- Flooring: Hardwood
Interior Area
- Total structure area: 0
Property
Details
- Special condition: Restricted Sale
Features
- Patio & porch: Other
- Exterior features: Courtyard,Garden
- Has view: Yes
- View description: City
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Cold Wave
- Hurricane
- Inland Flooding
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in New York County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,415 | $16,980 |
| Home Insurance * | $61 | $732 |
| Property Taxes | $165 | $1,980 |
| Electricity | $246 | $2,954 |
| Total | $1,887 | $22,644 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-04 | Price change | $299,000 |
| 2025-11-19 | Price change | $315,000 |
| 2025-04-02 | Price change | $299,999 |
| 2024-10-23 | Price change | $350,000 |
| 2024-08-23 | Listed for sale | $375,000 |
| 2018-02-28 | Listing removed | $160,000 |
| 2017-12-07 | Pending sale | $160,000 |
| 2017-10-12 | Listed for sale | $160,000 |
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