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505 S Hancock St, Mc Leansboro, IL, 62859

4beds
2baths
1,250sqft
$169,900
$136price/sqft
$1,554/moest. monthly cost
$62,160/yrincome needed

About This Home

This charming 1.5-story home is a true hidden gem, offering spacious living areas, thoughtful updates, and inviting outdoor amenities. The main level features a large living room and separate family room, an updated kitchen with newer appliances, a spacious primary suite with ensuite bath and walk-in shower, an additional guest bedroom, full bath, and convenient laundry room. Warm wooden ceilings in select rooms add character and charm throughout the home. Upstairs, you'll find two additional bedrooms that could also serve perfectly as office space, hobby rooms, or guest accommodations. Major updates completed in 2017 include the roof, HVAC system, hot water heater, and replacement windows, providing peace of mind for years to come. Step outside to your private backyard retreat featuring a pool with surrounding deck, hot tub, and plenty of yard space ideal for entertaining or simply unwinding after a long day. A 30-amp camper hookup adds extra convenience for guests or travel enthusiasts. The refrigerator is only 1 year old, the microwave just 3 months old, and the remaining appliances are all less than 5 years old. Conveniently located close to schools, medical facilities, shopping, and other amenities, this home offers comfort, functionality, and relaxation all in one package.

Getting Around

46
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

6/10

Construction

Condition

  • Year built: 1929

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer,Other

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bedroom2

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 156
  • Dimensions: 12X13

Bedroom3

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 156
  • Dimensions: 12X13

Bedroom4

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 192
  • Dimensions: 12X16

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Family Room

  • Features: Flooring (Laminate)
  • Level: Main
  • Area: 160
  • Dimensions: 16X10

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,250
  • Total interior livable area: 1,250 sqft

Kitchen

  • Features: Kitchen (Eating Area-Table Space),Flooring (Vinyl)
  • Level: Main
  • Area: 168
  • Dimensions: 14X12

Laundry

  • Features: Flooring (Vinyl)
  • Level: Main
  • Area: 42
  • Dimensions: 7X6

Living Room

  • Features: Flooring (Laminate)
  • Level: Main
  • Area: 280
  • Dimensions: 14X20

Master Bedroom

  • Features: Flooring (Carpet),Bathroom (Full)
  • Level: Main
  • Area: 156
  • Dimensions: 13X12

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0815400008
  • Special condition: None

Features

  • Stories: 1

Lot

  • Lot size: 0.30 Acres
  • Lot size dimensions: 90 x 140

Parking

  • Total spaces: 3
  • Parking features: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Earthquake
    EarthquakeRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Earthquake
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Ice Storm
Lightning

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $859$10,308
Home Insurance *$393$4,716
Property Taxes $172$2,064
Electricity $130$1,569
Total$1,554$18,648
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,280/yr
40% on housing$46,620/yr
45% on housing$41,440/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$136This listing

vs Other Active Listings

Avg $/sqft

ZIP 62859$111
Hamilton County$131

vs Homes Sold Last Month

Median $/sqft

ZIP 62859
Hamilton County$59

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Listed for sale$169,900
2013-08-22Sold$82,500

For Sale by Agent

AgentHope Williams
BrokerageKeller Williams Pinnacle - MTV

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