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525 W Water Street, Shullsburg, WI, 53586

2beds
1baths
845sqft
$108,000
$128price/sqft
$963/moest. monthly cost
$38,520/yrincome needed

About This Home

Here's a great opportunity downsize in the City of Shullsburg! This nice little 2-bedroom, 1 bathroom home is conveniently located on a large corner lot within walking distance to downtown. Updates include electrical, new furnace, new water softener, and new central air. There was a crack in the exterior concrete flashing at the back part of the basement. The seller has put flashing and drain tile outside at the problem area and spray foamed the basement to seal it up. Both bedrooms are unconventional and do not have closets. Earnest money to be held by Lafayette County Abstract and Title. Measurements, square footage, taxes, and assessments are approximate. Buyer to verify if important.

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

5/10
5/10
8/10
Shullsburg High SchoolGrades 9-120.3 mi

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 1900

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven,Refrigerator,Dishwasher,Microwave,Washer,Dryer

Basement

  • Has basement: Yes
  • Basement: Partial,Exterior Entry,Sump Pump,Block

Bathroom

  • Features: No Master Bedroom Bath

Bedroom2

  • Level: Main
  • Area: 72

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 845

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 845
  • Total interior livable area: 845 sqft

Kitchen

  • Level: Main
  • Area: 84

Living Room

  • Level: Main
  • Area: 210

Master Bedroom

  • Level: Main
  • Area: 63

Property

Details

  • Parcel number: 28100960000
  • Zoning: Res
  • Exclusions: Seller And Tenant's Personal Property.

Features

  • Levels: One
  • Stories: 1
  • Living area range: 751-1000

Lot

  • Lot size: 0.25 Acres

Parking

  • Total spaces: 1
  • Parking features: 1 Car,Detached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $546$6,552
Home Insurance *$59$708
Property Taxes $187$2,244
Electricity $171$2,054
Total$963$11,556
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$33,017/yr
40% on housing$28,890/yr
45% on housing$25,680/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.2%
5.2%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$128This listing

vs Other Active Listings

Avg $/sqft

ZIP 53586$223
Lafayette County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 53586
Lafayette County$134

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-25Listed for sale$138,900
2016-11-10Listing removed$49,500
2016-08-25Listed for sale$49,500

For Sale by Agent

AgentNancy Acherman
BrokerageSouthwest Wisconsin Real Estate LLC

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