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111 County Road 424d, Ripley, MS, 38663

4beds
3baths
1,500sqft
$399,999
$267price/sqft
$2,827/moest. monthly cost
$113,080/yrincome needed

About This Home

Escape to a beautifully renovated lakefront home, a tranquil retreat on a 74-acre lake. This unique 4-bedroom house comfortably sleeps 8 and features an open-plan living space, modern farmhouse design, and a private dock. It's a place to disconnect and make memories. Enjoy fishing, boating, and serene water views from your private deck. Welcome to a breathtaking retreat lovingly transformed from an abandoned house into a stunning lakefront home. The interior is designed for relaxation and connection. All furnishings are negotiable: **Main Living Area:** * Open-plan concept combining the kitchen, dining, and living areas. * High, vaulted ceilings and large windows with beautiful water views. * Modern farmhouse aesthetic with white shiplap walls and dark wood floors. * Entertainment includes a TV and a record player. **Fully Equipped Kitchen:** * Modern appliances for all your cooking needs. * Distinctive copper sink. **Bedrooms & Bathrooms (Sleeps 8):** * Master Bedroom: 1 King bed with a private en-suite bathroom. * Second Bedroom: 1 Queen bed. * Third Bedroom: 2 Twin beds. * Fourth Bedroom: 2 Twin beds. * Master bathroom features a luxurious clawfoot tub. * Two bathrooms include a modern walk-in shower.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

5/10
FALKNER ATTENDANCE CENTERGrades PK-124.1 mi
--
Falkner High SchoolGrades 7-124.1 mi

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 1986

Materials

  • Foundation: Concrete Perimeter
  • Roof: Metal
  • Construction materials: Vinyl,Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Water Heater,Free-Standing Refrigerator,Microwave,Oven,Refrigerator,Washer/Dryer,Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 2

Features

  • Beamed Ceilings,Cathedral Ceiling(s),Ceiling Fan(s),High Speed Internet,Open Floorplan,Vaulted Ceiling(s),Breakfast Bar,Kitchen Island

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,500
  • Total interior livable area: 1,500 sqft

Property

Details

  • Parcel number: 2142s01099.01

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Front Porch,Patio,Rear Porch
  • Exterior features: Built-in Barbecue,Dock,Outdoor Grill,Private Yard

Lot

  • Lot size: 0.42 Acres

Parking

  • Total spaces: 4
  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Lightning
Strong Wind
Earthquake

FEMA Declared Disasters in Tippah County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$427$5,124
Property Taxes $186$2,232
Electricity $192$2,304
Total$2,827$33,924
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,925/yr
40% on housing$84,810/yr
45% on housing$75,386/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -3.7%
-3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$267This listing

vs Other Active Listings

Avg $/sqft

ZIP 38663$96
Tippah County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 38663
Tippah County$110

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-26Listed for sale$399,999
2018-08-18Listing removed$58,500
2018-07-11Listed for sale$58,500
2016-10-18Listing removed$66,000
2016-07-21Listed for sale$66,000

For Sale by Agent

AgentDaniel Demers
BrokerageSell Your Home Services, LLC.

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