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321 E 8th St, Miller, SD, 57362

4beds
2baths
2,656sqft
$214,900
$81price/sqft
$2,029/moest. monthly cost
$81,160/yrincome needed

About This Home

Opportunity awaits in this spacious ranch-style home offering 2,656 finished square feet and a generous 12,960-square-foot lot! With three bedrooms on the main level, a non-conforming fourth bedroom downstairs (not pictured), and additional space that could serve as a fifth bedroom, home office, or hobby room, there's plenty of room to grow and make this home your own. The main floor features hardwood flooring in the formal dining room and all three bedrooms, along with a full bathroom that has been updated with a new tub and surround. A remarkably large living room provides flexible space for gathering, entertaining, or simply relaxing. An electric fireplace adds character, although a new insert is needed to make it operational. The finished basement expands the home's functionality with a family room, a 3/4 bathroom, laundry area, and abundant storage. Outside, the oversized lot offers room to enjoy with three patio areas, an RV parking pad with a water hookup, a fenced area behind the detached two-car garage, and plenty of space for gardening, pets, or future landscaping projects. The sellers are offering a $7,500 credit with an acceptable offer toward new carpeting and replacement shingles for the detached two-car garage. (Walkthrough video may be provided on request.) If you've been searching for a home with solid square footage, a large yard, and the chance to add your own style and value, this property is well worth a look.

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

9/10
Miller Elementary - 02Grades K-60.4 mi
6/10
Miller Jr. High - 04Grades 7-80.4 mi
6/10
Miller High School - 01Grades 9-120.4 mi

Construction

Condition

  • Year built: 1955

Materials

  • Roof: Composition
  • Construction materials: Metal

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Microwave,Dishwasher,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Partial

Bedroom2

  • Level: Main
  • Area: 90

Bedroom3

  • Level: Main
  • Area: 130

Bedroom4

  • Level: Basement
  • Area: 96

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bedrooms: 3

Dining Room

  • Level: Main
  • Area: 216

Family Room

  • Level: Basement
  • Area: 418

Features

  • Formal Dining Rm,3+ Bedrooms Same Level
  • Flooring: Carpet,Vinyl,Wood
  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes
  • Finished area below ground: 1,040
  • Finished area above ground: 1,616

Heating & Cooling

  • Heating features: Heat Pump,Propane
  • Cooling features: Central Air,Wall Unit(s)

Interior Area

  • Total interior livable area: 2,656 sqft

Kitchen

  • Level: Main
  • Area: 162

Living Room

  • Level: Main
  • Area: 529

Master Bedroom

  • Level: Main
  • Area: 108

Property

Details

  • Parcel number: 7472

Features

  • Patio & porch: Patio
  • Fencing: Partial,Chain Link

Lot

  • Lot size: 0.30 Acres
  • Features: City Lot
  • Lot size dimensions: 144x90

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Hail
Ice Storm
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters in Hand County and South Dakota

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,086$13,032
Home Insurance $515$6,180
Property Taxes $226$2,712
Electricity $202$2,434
Total$2,029$24,348

Income You'd Need if You Spent...

35% on housing$69,565/yr
40% on housing$60,870/yr
45% on housing$54,106/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 2.1%
2.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$81This listing

vs Other Active Listings

Avg $/sqft

ZIP 57362$91
Hand County$85

vs Homes Sold Last Month

Median $/sqft

ZIP 57362
Hand County$118

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$214,900

For Sale by Agent

AgentJolene R Haun
BrokerageFaith Realty Brokers, LLC

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