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1004 Wynstone Dr, Jefferson, SD, 57038

4beds
4baths
4,649sqft
$650,000
$140price/sqft
$4,973/moest. monthly cost
$198,920/yrincome needed

About This Home

Fantastic opportunity to own a riverfront property in Wynstone! This townhome design is impressive throughout. It is a rare private setting on 1.35 acres, over 2500 Sq Ft on the main floor plus a fully finished basement. A large foyer with hardwoods introduces you to the home. Beautiful open concept space with 10ft ceilings and 8ft doors. Large kitchen with generous maple cabinetry, double ovens, granite tops, tile floor and an island with barstool space. The dining room has hardwood floors continued from the foyer and access to the Screenbuilders 4 season porch. The living room has a 3 sided gas fireplace, built-ins, art niches, and large windows to enjoy the view. The spacious primary suite is situated in the back corner of the property. Large windows allowing natural light and a great view. The full master bath has a jet tub, shower, 2 sinks, an additional vanity plus a large walk in closet. Bedroom 2, currently used as an office, is at the front of the home. The hallway bath with a shower is near the bedroom and off the entryway. A tiled mud room off the garage is set up for main floor laundry with laundry chute, many cabinets and a large pantry. The fully finished basement has a wide open family room with the 2nd gas fireplace in the TV area, additional room for a game table and more. Amazing wet bar to accommodate 10-12 barstools has beverage fridges, dishwasher, sink and a full fridge. Display your liquor and wine beautifully; additional wine display room too! Bedrooms 3 and 4, with egress, plus a full bath on one side of the lower level. Convenient laundry room and powder room near the entertaining space. An additional 10x15 den space and storage room with utilities. Bluetooth speakers zoned throughout. The exterior is meticulously landscaped and fully sprinklered. Shake siding, composite deck with cable railing, flagstone patio at the basement walkout and a 50yr BRAVA roof was installed 2025! An amazing mix of purposeful design and privacy.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2000

Materials

  • Construction materials: Combination

Type & Style

  • Home type: Townhouse
  • Architectural style: Ranch
  • Property subType: Townhouse,Residential

Interior

Appliances

  • Appliances included: Water Softener: Hook-up
  • Laundry features: In Basement,Main Level

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Walk-out

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Built-in Features,Central Vacuum,Computer Area,Entrance Foyer,Master Bath,Master WI Closet,Wet Bar,Granite/Quartz,Kitchen Island
  • Flooring: Hardwood
  • Number of fireplaces: 2
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 2,133
  • Finished area above ground: 2,516

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,649
  • Total interior livable area: 4,649 sqft

Property

Details

  • Parcel number: 17.WS.01.1001A

Features

  • Patio & porch: Deck,Patio,Porch
  • Exterior features: Outdoor Fire Area
  • Has spa: Yes
  • Spa features: Bath
  • On waterfront: Yes
  • Waterfront features: Waterfront

Lot

  • Lot size: 1.35 Acres
  • Features: Landscaped,Lawn Sprinkler System,Level,Wooded

Parking

  • Total spaces: 3
  • Parking features: Attached,Triple,Garage Door Opener,Oversized,Concrete
  • Has garage: Yes
  • Attached garage spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Winter Weather
Cold Wave
Hail
Ice Storm
Lightning
Strong Wind
Drought
Heat Wave

FEMA Declared Disasters in Union County and South Dakota

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance $610$7,320
Property Taxes $722$8,664
Electricity $355$4,261
Total$4,973$59,676

Income You'd Need if You Spent...

35% on housing$170,502/yr
40% on housing$149,190/yr
45% on housing$132,613/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.0%
12.0%
0%30.0%
Electricity Growth Rate10-year average: 2.1%
2.1%
0%15.0%
Property Taxes Growth Rate2-year average: 7.4%
7.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$140This listing

vs Other Active Listings

Avg $/sqft

ZIP 57038$207
Union County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 57038$165
Union County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Price change$650,000
2026-06-05Price change$675,000
2026-03-16Listed for sale$695,000
2025-12-20Listing removed$795,000
2025-10-22Price change$795,000
2025-08-06Price change$825,000
2025-06-24Listed for sale$875,000

For Sale by Agent

AgentChristine Stultz
BrokerageCentury 21 ProLink

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