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13020 E State Road 62, Saint Meinrad, IN, 47577

2beds
1baths
900sqft
$62,000
$69price/sqft
$548/moest. monthly cost
$21,920/yrincome needed

About This Home

Bring your vision and creativity to this 2-bedroom, 1-bath home full of character and potential! Whether you're an investor looking for your next project or a buyer ready to create your dream home, this property offers endless possibilities. Inside, you'll find a functional main-level layout with the added bonus of unfinished upstairs space that could be transformed into additional bedrooms, a home office, or extra living area. Outside, a detached garage provides convenient storage or workshop space. With solid bones and plenty of room to add value, this home is the perfect fixer-upper for anyone looking to build equity through renovations.

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

10/10
8/10
10/10
Heritage Hills High SchoolGrades 9-1210.3 mi

Construction

Condition

  • Year built: 1893

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Partial,Block

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 900

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,800
  • Total interior livable area: 900 sqft

Property

Details

  • Parcel number: 740113203010.000011

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 7,840 sqft
  • Features: Irregular Lot
  • Lot size dimensions: 51X150

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Hail
Inland Flooding
Ice Storm
Tornado
Winter Weather
Earthquake
Heat Wave
Lightning

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $313$3,756
Home Insurance *$38$456
Property Taxes $13$156
Electricity $184$2,212
Total$548$6,576
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$18,788/yr
40% on housing$16,440/yr
45% on housing$14,613/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.2%
-2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$69This listing

vs Other Active Listings

Avg $/sqft

ZIP 47577
Spencer County$106

vs Homes Sold Last Month

Median $/sqft

ZIP 47577
Spencer County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-31Listed for sale$62,000
2026-07-22Pending sale$62,000
2026-07-16Listed for sale$62,000

For Sale by Agent

AgentCourtnay Begle
BrokerageElite Home and Land Realty

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