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4737 N Hite Rd, Bloomington, IN, 47408

4beds
3baths
4,164sqft
$525,000
$126price/sqft
$3,619/moest. monthly cost
$144,760/yrincome needed

About This Home

Welcome to the ranch you’ve been waiting for—a cozy, well-cared-for, move-in-ready home with a walkout basement and a completely livable floorplan designed for seamless indoor/outdoor living. Set on a glorious 2.41-acre lot in the popular Danny Smith Addition, enjoy abundant natural light, peaceful views of the woods, and plenty of outdoor space to relax and entertain. Step through the double front doors into a mid-century inspired entry, with sightlines straight through to the wooded backyard. From there, take in the vaulted and beamed living room featuring a centerpiece stacked Brown County Stone fireplace and surround. The spacious eat-in kitchen is fully functional and offers ample counter space, a pantry, and a kitchen island with storage. Just off the kitchen, step out onto a side deck—perfect for accessing the garden or dining al fresco. What was once a formal dining room is now a cozy den and TV space—convenient to the main living areas, yet tucked away for added privacy. Featuring 3 bedrooms and 2 full baths on the main level, plus an additional full bedroom and bathroom on the lower level, this layout offers flexibility and comfort for everyday living as well as the potential of added finished square footage in the basement. Convenient mainfloor laundry, 2 car side load garage, circular drive and cul-de-sac location within this rural neighborhood make for convenience and accessibility. Just ten minutes from the east side of Bloomington for shopping, IU Campus, IU Health Hospital, and amenities, you will enjoy the peace of country living with the convenience of town. This is one you don't want to miss. Schedule your showing today!

Getting Around

5
WalkingCar-Dependent
0
TransitNo Nearby Transit
0
BikeNot Bike Friendly

Schools

9/10
7/10
Tri-North Middle SchoolGrades 7-86.4 mi
9/10

Construction

Condition

  • Year built: 1980

Materials

  • Roof: Asphalt,Dimensional Shingles
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Washer,Dryer-Electric,Gas Range,Water Filtration System,Gas Water Heater
  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access,Partially Finished,Block

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 3

Dining Room

  • Level: Main
  • Area: 180

Family Room

  • Level: Lower

Features

  • 1st Bdrm En Suite,Breakfast Bar,Beamed Ceilings,Vaulted Ceiling(s),Walk-In Closet(s),Laminate Counters,Eat-in Kitchen,Entrance Foyer,Kitchen Island,Double Vanity,Stand Up Shower,Tub/Shower Combination,Main Level Bedroom Suite,Formal Dining Room,Great Room
  • Window features: Skylight(s),Window Treatments
  • Flooring: Carpet,Laminate,Tile
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 2,008
  • Finished area above ground: 2,156

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,532
  • Total interior livable area: 4,164 sqft

Kitchen

  • Level: Main
  • Area: 238

Living Room

  • Level: Main
  • Area: 400

Property

Details

  • Parcel number: 530617201036.000003

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Covered,Porch
  • Exterior features: Workshop
  • Fencing: Partial,Privacy

Lot

  • Lot size: 2.41 Acres
  • Features: Cul-De-Sac,Irregular Lot,Few Trees,Sloped,0-2.9999,Rural Subdivision

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Circular Driveway,Gravel
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Heat Wave
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$243$2,916
Property Taxes $341$4,092
Electricity $381$4,580
Total$3,619$43,428
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$124,080/yr
40% on housing$108,570/yr
45% on housing$96,506/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 7.5%
7.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$126This listing

vs Other Active Listings

Avg $/sqft

ZIP 47408$181
Monroe County$167

vs Homes Sold Last Month

Median $/sqft

ZIP 47408$161
Monroe County$183

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Listed for sale$525,000

For Sale by Agent

AgentKate Miller
BrokerageCentury 21 Scheetz - Bloomington

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