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5720 E 100 N, Monticello, IN, 47960

5beds
3baths
3,328sqft
$459,900
$138price/sqft
$3,083/moest. monthly cost
$123,320/yrincome needed

About This Home

Where to start with this beautiful property.... Intricate details throughout the home giving it gorgeous character, like the new built in pantry built under the stairs to the details around the open staircase. It has 5 bedrooms, 3 bathrooms, large formal dining open to the expansive living room with a wood burning fireplace and a bonus room that has been converted into a play room.From the floors to the beams on the ceiling, the architecture is unlike all the cookie cutter homes you see anymore. This has charm, space and the land around it is remarkable. If you wanted to cut some of the trees down, you would have a view of the river, which is located just down the hill. Location, space and endless possibilities. This is one of those homes you don't see come on the market very often so don't miss your chance to see this one before it is gone.

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

8/10
5/10
Roosevelt Middle SchoolGrades 6-81.6 mi
5/10

Construction

Condition

  • Year built: 1980

Materials

  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Gas Range,Gas Water Heater,Water Softener Owned

Basement

  • Basement: Crawl Space

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 132

Features

  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,328

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,328
  • Total interior livable area: 3,328 sqft

Kitchen

  • Level: Main
  • Area: 156

Living Room

  • Level: Main
  • Area: 360

Property

Details

  • Parcel number: 917328000000.300020

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 0.72 Acres
  • Features: Few Trees
  • Lot size dimensions: 173x182

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Hail
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,325$27,900
Home Insurance *$247$2,964
Property Taxes $206$2,472
Electricity $305$3,660
Total$3,083$36,996
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,702/yr
40% on housing$92,490/yr
45% on housing$82,213/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 6.9%
6.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$138This listing

vs Other Active Listings

Avg $/sqft

ZIP 47960$143
White County$139

vs Homes Sold Last Month

Median $/sqft

ZIP 47960
White County$196

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-18Listed for sale$459,900
2024-03-15Sold$315,000
2024-03-14Pending sale$350,000
2024-01-31Price change$350,000
2023-12-15Listed for sale$372,000
2022-07-18Listing removed$315,000
2022-07-01Price change$315,000
2022-06-17Listed for sale$319,000
2021-02-12Sold$265,000
2020-12-24Contingent$269,900
2020-12-07Price change$269,900
2020-11-17Price change$272,000
2020-11-05Price change$275,000
2020-10-27Price change$278,000
2020-09-11Price change$279,000
2020-08-07Listed for sale$279,900
2018-07-17Sold$212,000
2018-07-01Listed for sale$219,900
2015-08-24Sold$199,000

For Sale by Agent

AgentMcKenzie Forest
BrokerageRE/MAX Aspire

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