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138 Cunningham Pond Road, Peterborough, NH, 03458

4beds
3baths
2,144sqft
$649,900
$303price/sqft
$4,662/moest. monthly cost
$186,480/yrincome needed

About This Home

Just steps from Cunningham Pond and surrounded by the natural beauty of New Hampshire’s trail country, this inviting four-bedroom, 2½-bath home is ideal for families looking for warmth, comfort, and outdoor adventure. Outdoor enthusiasts will appreciate the direct access to some of the area’s most cherished trail systems, including Pack Monadnock and the Raymond Trail to Miller State Park. From peaceful pond walks to scenic hikes, the best of the New Hampshire lifestyle is right outside your door. Inside, the thoughtful layout offers excellent versatility. A convenient first-floor primary bedroom provides ease of access, while the upper level offers the option for a second primary suite with a spacious walk-in closet—ideal for multigenerational living or guests. At the heart of the home is an inviting kitchen featuring rich cherry cabinetry and leathered granite countertops, designed to connect seamlessly with the living spaces. The private backyard serves as a true retreat, featuring an expansive deck and a charming boardwalk that leads to a log cabin tucked among the trees. Additionally, a heated workshop, equipment shed, and an oversized two-bay garage provide exceptional space for projects and storage. Conveniently located near local schools and just minutes from downtown Peterborough, this special property offers a peaceful setting with easy access to shopping, dining, and community events.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

6/10
6/10
South Meadow SchoolGrades 5-83.7 mi
8/10

Construction

Condition

  • Year built: 1978

Materials

  • Foundation: Concrete
  • Roof: Metal,Standing Seam
  • Construction materials: Clapboard Exterior

Type & Style

  • Home type: SingleFamily
  • Architectural style: Gambrel
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Down Draft Cooktop,Gas Cooktop,Dishwasher,Disposal,Dryer,Microwave,Wall Oven,Refrigerator,Washer,Electric Water Heater,Water Heater off Boiler
  • Laundry features: 2nd Floor Laundry

Basement

  • Has basement: Yes
  • Basement: Concrete,Concrete Floor,Interior Stairs,Exterior Entry,Basement Stairs,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Primary BR w/ BA,Natural Woodwork,Walk-In Closet(s)
  • Flooring: Carpet,Vinyl
  • Fireplace features: Wood Stove Insert
  • Finished area below ground: 0
  • Finished area above ground: 2,144

Heating & Cooling

  • Heating features: Oil,Electric,Hot Water
  • Cooling features: None

Interior Area

  • Total structure area: 3,532
  • Total interior livable area: 2,144 sqft

Property

Accessibility

  • Accessibility features: 1st Floor Bedroom,1st Floor Full Bathroom,Access to Common Areas

Details

  • Parcel number: PTBRMR001B023L002
  • Zoning description: Residential
  • Other equipment: Standby Generator

Features

  • Levels: 1.75
  • Stories: 1
  • Patio & porch: Screened Porch
  • Exterior features: Deck,Natural Shade,Playground,Shed,Storage
  • Waterfront features: Beach Access
  • Waterbody name: Cunningham Pond
  • Frontage length: Road frontage: 200

Lot

  • Lot size: 3.10 Acres
  • Features: Country Setting,Landscaped,Level,Trail/Near Trail,Walking Trails,Wooded,Near Country Club,Near Golf Course,Near Shopping,Near Hospital,Near School(s)

Parking

  • Total spaces: 2
  • Parking features: Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across New Hampshire Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance $186$2,232
Property Taxes $877$10,524
Electricity $313$3,767
Total$4,662$55,944

Income You'd Need if You Spent...

35% on housing$159,840/yr
40% on housing$139,860/yr
45% on housing$124,320/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 8.6%
8.6%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$303This listing

vs Other Active Listings

Avg $/sqft

ZIP 03458$340
Hillsborough County$264

vs Homes Sold Last Month

Median $/sqft

ZIP 03458$258
Hillsborough County$277

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Price change$649,900
2026-06-19Listed for sale$675,000
2002-07-30Sold$250,000
1998-09-28Sold$211,000

For Sale by Agent

AgentCindy Cullen
BrokerageBHHS Verani Concord

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