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240 N 12th St, Pottsville, PA, 17901

2beds
1baths
1,176sqft
$76,000
$65price/sqft
$741/moest. monthly cost
$29,640/yrincome needed

About This Home

Nice investment or starter home opportunity in Pottsville! Conveniently located within walking distance of local schools, this 2-bedroom, 1-bath home is well suited for a first-time buyer or investor. The property features a rear patio and detached garage offering potential off-street parking, storage, or workshop space. With rental income potential, this home presents an affordable opportunity to build equity or expand an investment portfolio. Property is being sold as-is; seller will make no repairs. Don’t miss this chance to own a property with solid potential in Pottsville.

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

5/10
Lengel Middle SchoolGrades 5-80.4 mi
3/10
6/10
Clarke El CenterGrades K-40.7 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Aluminum Siding,Other

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 260

Basement

  • Has basement: Yes
  • Basement: Unfinished,Partial

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,176

Heating & Cooling

  • Heating features: Other,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,436
  • Total interior livable area: 1,176 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 68260235
  • Zoning: R-2
  • Zoning description: Two Family Residential District
  • Special condition: Standard
  • Exclusions: Seller's Personal Property

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Patio

Lot

  • Lot size: 2,178 sqft
  • Lot size dimensions: 17 ft x 120 ft

Parking

  • Total spaces: 1
  • Parking features: Storage,Detached,On Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $384$4,608
Home Insurance *$52$624
Property Taxes $81$972
Electricity $224$2,692
Total$741$8,892
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$25,405/yr
40% on housing$22,230/yr
45% on housing$19,760/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -3.3%
-3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$65This listing

vs Other Active Listings

Avg $/sqft

ZIP 17901$81
Schuylkill County$89

vs Homes Sold Last Month

Median $/sqft

ZIP 17901$108
Schuylkill County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-21Listed for sale$76,000

For Sale by Agent

AgentJonathan Morris
BrokerageMullen Realty Associates

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