See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

9510 13th Bay St #A, Norfolk, VA, 23518

2beds
2baths
1,304sqft
$319,900
$245price/sqft
$2,331/moest. monthly cost
$93,240/yrincome needed

About This Home

GREAT LOCATION, YOU HAVE YOUR OWN BALCONY TO SIP THE MORNING AND EVENINGS AWAY! THE CONDOS ARE LIKE THEIR OWN LITTLE COMMUNITY! CLOSE TO THE BAY! MOVE IN READY! UNIT HAS WONDERFUL BEACH STYLE OPEN FLOOR PLAN WITH HUGE LOFT AREA OR POSSIBLE THIRD BEDROOM!

Getting Around

55
WalkingSomewhat Walkable
38
TransitSome Transit
41
BikeSomewhat Bikeable

Schools

2/10
3/10
Azalea Middle SchoolGrades 6-81.3 mi
2/10
Lake Taylor High SchoolGrades 9-124.0 mi

Construction

Condition

  • Year built: 1985

Materials

  • Foundation: Slab
  • Roof: Asphalt Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Range,Refrigerator,Electric Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Flooring: Carpet,Ceramic Tile,Laminate/LVP
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,304 sqft

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 25681906
  • Attached to another structure: Yes

Features

  • Stories: 3
  • Pool features: None
  • Fencing: None
  • Has view: Yes
  • View description: Bay
  • Has water view: Yes
  • Water view: Bay
  • Waterfront features: Not Waterfront

Lot

  • Lot size: 2,613 sqft

Parking

  • Parking features: Assigned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tsunami

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,617$19,404
Home Insurance *$175$2,100
Property Taxes $337$4,044
Electricity $202$2,433
Total$2,331$27,972
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,920/yr
40% on housing$69,930/yr
45% on housing$62,160/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$245This listing

vs Other Active Listings

Avg $/sqft

ZIP 23518$203
Norfolk City$181

vs Homes Sold Last Month

Median $/sqft

ZIP 23518$212
Norfolk City$200

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentKenneth Foster
BrokerageCOVA Home Realty

Similar Homes