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703 N Lincoln St, Hamilton, MO, 64644

4beds
4baths
2,833sqft
$389,900
$138price/sqft
$2,661/moest. monthly cost
$106,440/yrincome needed

About This Home

Rare opportunities like this don't come along often! Nestled on approximately 1.66 acres on the edge of town, this unique property offers the perfect blend of small-town convenience and the space and serenity of country living. Surrounded by a beautiful park-like setting, this spacious 4-bedroom, 3.5-bath story-and-a-half home features a finished basement and plenty of room for everyone. The main living areas provide comfortable everyday living, while the basement offers a large family room and additional space for hobbies, crafts, a home office, or recreation. Step outside and enjoy everything this property has to offer. Relax on the spacious back deck overlooking the scenic backyard, gather around the fire pit with family and friends, tend to your garden, or enjoy the existing chicken coop. The property also includes a detached two-car garage/shop with a concrete floor, providing excellent storage and workspace for projects. Whether you're looking for room to spread out, raise a garden, pursue hobbies, or simply enjoy peaceful outdoor living, this property delivers. Experience the freedom and tranquility of acreage while still enjoying all the conveniences of living in town.

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

3/10
6/10
Hamilton Middle SchoolGrades 6-80.6 mi
6/10
Penney High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1997

Materials

  • Roof: Composition
  • Construction materials: Stone Veneer,Stucco & Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Free-Standing Electric Oven
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Finished

Bathroom2

  • Level: Second

Bathroom3

  • Level: Basement

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Basement

Dining Room

  • Level: Main

Family Room

  • Level: Basement

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 909
  • Finished area above ground: 1,924

Half Bath

  • Level: Main

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Electric

Interior Area

  • Total structure area: 2,833
  • Total interior livable area: 2,833 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Master Bathroom

  • Level: Second

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: 036134014.00

Lot

  • Lot size: 1.66 Acres
  • Features: Acreage

Parking

  • Total spaces: 4
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Winter Weather
Drought
Hail
Heat Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,971$23,652
Home Insurance *$267$3,204
Property Taxes $207$2,484
Electricity $216$2,596
Total$2,661$31,932
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,234/yr
40% on housing$79,830/yr
45% on housing$70,960/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$138This listing

vs Other Active Listings

Avg $/sqft

ZIP 64644$105
Caldwell County$179

vs Homes Sold Last Month

Median $/sqft

ZIP 64644$165
Caldwell County$94

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-05Listed for sale$389,900

For Sale by Agent

AgentBrandi Walker
BrokerageBerkshire Hathaway HomeService

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