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420 S 8th St, Breckenridge, MO, 64625

3beds
2baths
1,450sqft
$230,000
$159price/sqft
$1,725/moest. monthly cost
$69,000/yrincome needed

About This Home

This 3 bedroom, 1.5 bath home offers a large front porch, a covered patio, and low-maintenance vinyl siding with a metal roof. Inside, a flexible bonus room works as a second living area, home office, or additional sleeping space — use it however it fits. Updates throughout include a new water line, and new appliances will be included in the sale of the home. Out back, a 3-car detached garage delivers extra space for vehicles, tools, and projects. Remaining finishes — bathroom, countertops, fixtures, paint touch ups and appliance install — will be completed prior to closing. Located in the heart of a walkable small town, close to everyday conveniences and an easy drive to the city.

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

9/10
10/10
Breckenridge High SchoolGrades 6-120.3 mi

Construction

Condition

  • Year built: 1960

Materials

  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: Main

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Features

  • Number of fireplaces: 1
  • Fireplace features: Great Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,450

Half Bath

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,450
  • Total interior livable area: 1,450 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: 012104225.00

Features

  • Patio & porch: Porch

Lot

  • Lot size: 0.36 Acres
  • Features: Corner Lot,Level

Parking

  • Total spaces: 3
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Drought
Hail
Lightning
Strong Wind
Tornado
Winter Weather
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,163$13,956
Home Insurance *$299$3,588
Property Taxes $122$1,464
Electricity $141$1,693
Total$1,725$20,700
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,142/yr
40% on housing$51,750/yr
45% on housing$46,000/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$159This listing

vs Other Active Listings

Avg $/sqft

ZIP 64625$43
Caldwell County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 64625$136
Caldwell County$94

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Price change$230,000
2026-07-23Listed for sale$235,000
2026-02-27Sold--
2026-02-09Pending sale$54,900
2026-01-26Price change$54,900
2025-12-31Price change$59,900
2025-12-26Listed for sale$80,000
2025-11-12Pending sale$80,000
2025-10-23Listed for sale$80,000
2024-11-12Sold--
2017-08-31Sold--
2017-07-28Pending sale$89,900
2017-07-07Listed for sale$89,900
2017-01-01Listing removed$92,900
2016-04-14Price change$92,900
2015-11-24Listed for sale$102,900

For Sale by Agent

AgentRyan Greco
BrokerageAsher Real Estate LLC

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