See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1382 Osage Rd, Cuba, MO, 65453

2beds
1baths
1,096sqft
$279,900
$255price/sqft
$1,991/moest. monthly cost
$79,640/yrincome needed

About This Home

Charming Lake Front Cabin in Indian Hills Lake Community Sitting on 3 Lots! This inviting 2-bedroom, 1-bath home with a spacious loft is the perfect getaway in the desirable Indian Hills Lake community. Surrounded by mature trees and set on 3 peaceful lots, this cabin offers the best of both comfort and rustic charm. Inside, you’ll find beautiful wood finishes, vaulted ceilings, and an open floor plan that connects the living, dining, and kitchen areas—ideal for entertaining or cozy nights in. The loft provides extra living or sleeping space, perfect for guests or a quiet retreat. Step outside to enjoy the wrap-around deck, where you can relax with your morning coffee or unwind after a day on the lake. A detached two-car garage adds plenty of storage for vehicles, tools, and lake gear. With the property is a Concrete seawall just waiting for you to add your dream boat & Dock. As part of the Indian Hills Lake community, you’ll have access to a private beach, boating, fishing, tennis, pickleball, and fun community events—all just steps from your front door. Whether you’re looking for a weekend retreat Or a full-time home, this cabin is a rare find! Don’t miss your chance—schedule a showing today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

5/10
Cuba Middle SchoolGrades 5-84.3 mi
5/10
Cuba High SchoolGrades 9-124.3 mi
6/10
Cuba Elementary SchoolGrades K-44.3 mi

Construction

Condition

  • Year built: 1966

Materials

  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Electric Oven,Refrigerator,Washer

Basement

  • Basement: Crawl Space

Bathroom

  • Level: Main

Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Main

Bedroom2

  • Features: Floor Covering: Carpeting
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Features: Floor Covering: Wood
  • Level: Main

Features

  • Finished area above ground: 1,096

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,096
  • Total interior livable area: 1,096 sqft

Kitchen

  • Level: Main

Living Room

  • Features: Floor Covering: Wood
  • Level: Main

Loft

  • Features: Floor Covering: Carpeting
  • Level: First

Property

Details

  • Parcel number: 055.015301024.000
  • Special condition: Standard

Features

  • Levels: One and One Half
  • On waterfront: Yes
  • Waterfront features: Lake
  • Waterbody name: Indian Hills

Lot

  • Lot size: 1.44 Acres
  • Features: Back Yard,Front Yard

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Ice Storm
Strong Wind
Winter Weather
Hail
Inland Flooding
Lightning
Tornado

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,415$16,980
Home Insurance *$317$3,804
Property Taxes $118$1,416
Electricity $141$1,693
Total$1,991$23,892
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,262/yr
40% on housing$59,730/yr
45% on housing$53,093/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -6.7%
-6.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$255This listing

vs Other Active Listings

Avg $/sqft

ZIP 65453$153
Crawford County$140

vs Homes Sold Last Month

Median $/sqft

ZIP 65453
Crawford County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-01Price change$289,900
2025-10-15Price change$298,900
2025-09-19Price change$299,900
2025-08-28Listed for sale$309,900
2025-08-01Listing removed$320,000
2025-04-29Price change$320,000
2025-03-21Listed for sale$340,000
2024-11-06Sold--
2024-10-08Pending sale$324,900
2024-09-21Price change$324,900
2024-09-15Price change$329,000
2024-09-03Listed for sale$335,000
2021-09-02Sold--
2021-08-25Pending sale$255,000
2021-07-21Contingent$255,000
2021-06-24Listed for sale$255,000
2021-06-09Contingent$255,000
2021-04-05Listed for sale$255,000
2020-11-02Listing removed$255,000
2020-10-26Listed for sale$255,000
2020-10-15Pending sale$255,000
2019-11-14Listed for sale$255,000
2019-10-02Listing removed$255,000
2019-01-17Price change$255,000
2018-10-03Price change$265,000
2018-03-09Listed for sale$269,000

For Sale by Agent

AgentAllie D Willhite
BrokerageCentury 21 City Connections

Similar Homes