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130 Starboard Drive Unit 1, Kimberling City, MO, 65686

2beds
2baths
1,144sqft
$150,000
$131price/sqft
$1,029/moest. monthly cost
$41,160/yrincome needed

About This Home

Carefree, Easy Living at Schooner Bay Landing, a Gorgeous Table Rock Lake Front Community. Inviting, Spacious Covered Front Patio is Sure to Be a Favorite Spot to Relax with Morning Coffee and Your Favorite Book to Visiting with All Your Friends & Family. The Sparkling Pool is Just Steps from this Unit, Where You'll Enjoy those Summer Days with the Utmost of Convenience. Walk In, NO STEPS, All One Level Beautiful 2 Bedroom 2 Bath Condo. Stone hearth wood burning fireplace ready for cozy winter nights. All New Flooring thru out the Living Room, Dining Area and Kitchen. Big Island with Seating and Storage for In Kitchen Gathering. Corian Counters & Beautiful Hardwood Oak Cabinets. Whirlpool Steel Grey W/D included! Updated Master Bath with 5 Panel Frosted Glass Barn Door with high counter top ,white cabinets and walk-in shower. 2nd Bedroom has walk-in closet and storage. Take a short walk down to the Lake and sit on the Bench and enjoy watching the water because you don't have to mow the lawn here. Our amenities include water, sewer, trash, cable and ground maintenance. Don't forget the 2 Pools and Community Center. You have a 1 car carport that comes with the Unit. For full time residence or vacation home, no nightly rentals. Schooner Bay is the Essence of Community Where You Can Be as Involved or Private as You Like. Activities & Friendships Abound.

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

8/10
3/10
5/10
Reeds Spring High SchoolGrades 9-125.6 mi

Construction

Condition

  • Year built: 1976

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Electric Oven,Ice Maker,Dryer,Washer,Exhaust Fan,Microwave,Refrigerator,Electric Water Heater,Disposal
  • Laundry features: W/D Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Internet - Cable,Solid Surface Counters
  • Window features: Window Treatments
  • Flooring: Laminate,Luxury Vinyl
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,144

Heating & Cooling

  • Heating features: Forced Air,Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,144
  • Total interior livable area: 1,144 sqft

Property

Details

  • Parcel number: 142.003002008010.000

Features

  • Levels: One
  • Stories: 1
  • Pool features: In Ground,Community
  • Patio & porch: Covered,Front Porch
  • Exterior features: Water Access
  • Has view: Yes
  • View description: Panoramic

Lot

  • Features: Landscaped,Paved,Level

Parking

  • Total spaces: 1
  • Parking features: Parking Space,Paved,Assigned,Additional Parking
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Lightning
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Missouri Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $758$9,096
Home Insurance *$75$900
Property Taxes $55$660
Electricity $141$1,693
Total$1,029$12,348
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$35,280/yr
40% on housing$30,870/yr
45% on housing$27,440/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.9%
-2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$131This listing

vs Other Active Listings

Avg $/sqft

ZIP 65686$226
Stone County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 65686
Stone County$183

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Price change$150,000
2026-06-28Price change$154,900
2026-06-11Price change$197,400
2026-05-20Listed for sale$199,900

For Sale by Agent

AgentTammy Adkins
BrokerageAlexander Realty, Inc.

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