523 N Adams St, Memphis, MO, 63555
About This Home
Are you looking for a quiet street to call home? A home that is well cared for but is ready to have your personal touches added? Built in 1955 this home offers 1,072 total square feet of living space on the main level with 2 bedrooms, 1 bathroom, a partially finished basement that includes a bath, attached garage and bonus room. The bonus room could be set up as an office, guest space, or 4 season room as it leads out to the covered back patio. When you are ready to get out of the house and explore Memphis, you can bike or walk to Memphis City pool and Legion Park, Johnson Park, and Memphis square. Buyers can find ease of living in this home with low maintenance landscaping, a shaded backyard, concrete driveway, and additional space in the basement either for storage.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Materials
- Roof: Asphalt
- Construction materials: Frame,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Electric Oven/Range,Refrigerator,Washer,Gas Water Heater
- Laundry features: Laundry Hookup: Main Level
Basement
- Basement: Full,Unfinished
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Dry Wall
- Window features: Replacement,Vinyl,Wood Frames,Curtains
- Flooring: Carpet,Laminate
- Fireplace features: None
Heating & Cooling
- Heating features: Forced Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 1,072
- Total interior livable area: 1,072 sqft
Property
Details
- Parcel number: 210032060310608000
Features
- Patio & porch: Covered Patio
- Exterior features: Other-See Remarks
- Fencing: None
Lot
- Lot size: 0.33 Acres
Parking
- Total spaces: 1
- Parking features: One Car,Attached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Lightning
- Hail
- Strong Wind
- Tornado
- Cold Wave
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $753 | $9,036 |
| Home Insurance * | $404 | $4,848 |
| Property Taxes | $80 | $960 |
| Electricity | $141 | $1,693 |
| Total | $1,378 | $16,536 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-21 | Listed for sale | $149,000 |
View on Zillow