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411 Ridgecrest Dr, Steelville, MO, 65565

4beds
2baths
1,334sqft
$259,900
$195price/sqft
$1,864/moest. monthly cost
$74,560/yrincome needed

About This Home

Welcome to this beautiful 4-bedroom, 2-bath home nestled on over an acre within the city limits of Steelville in the highly sought-after Mill Spring Estates subdivision. Built in 1999, this well-maintained property offers the perfect combination of comfort, charm, and modern updates. From the moment you arrive, you'll be captivated by the attractive brick front, inviting covered front porch, and expansive yard. With plenty of room for outdoor entertaining, grilling, children to play, and pets to roam, this property delivers the space and lifestyle you've been looking for. Step inside and prepare to be impressed by the home's warm and welcoming atmosphere. Thoughtfully designed with a functional layout, calming color palette, and generous living spaces, every room reflects pride of ownership and tasteful decor. The kitchen features newer Whirlpool stainless steel appliances, making meal preparation both stylish and convenient. Recent updates provide peace of mind, including a new HVAC system and a roof that's only two years old. Whether you're relaxing on the porch, hosting family and friends on the deck, or enjoying the spacious interior, this home is truly move-in ready. Don't miss this rare opportunity to own a beautiful home in one of Steelville's most desirable neighborhoods. What are you waiting for? This is THE one!

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

4/10
Steelville Middle SchoolGrades 5-81.1 mi
5/10
Steelville High SchoolGrades 9-122.0 mi
4/10

Construction

Condition

  • Year built: 1999

Materials

  • Roof: Architectural Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Full,Storage Space

Bathroom

  • Level: Main
  • Area: 40
  • Dimensions: 8x5

Bathroom2

  • Level: Main
  • Area: 35
  • Dimensions: 7x5

Bedroom

  • Level: Main
  • Area: 100
  • Dimensions: 10x10

Bedroom2

  • Level: Main
  • Area: 121
  • Dimensions: 11x11

Bedroom3

  • Level: Main
  • Area: 154
  • Dimensions: 14x11

Bedroom4

  • Level: Basement
  • Area: 143
  • Dimensions: 13x11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Main
  • Area: 120
  • Dimensions: 12x10

Features

  • Pantry,Separate Dining
  • Finished area above ground: 1,334

Heating & Cooling

  • Heating features: Propane
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,334
  • Total interior livable area: 1,334 sqft

Kitchen

  • Level: Main
  • Area: 90
  • Dimensions: 10x9

Laundry

  • Level: Main
  • Area: 70
  • Dimensions: 10x7

Living Room

  • Level: Main
  • Area: 260
  • Dimensions: 20x13

Property

Details

  • Parcel number: 142.003103004.000
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Deck,Front Porch
  • Exterior features: Private Yard

Lot

  • Lot size: 1.09 Acres
  • Features: Back Yard,Corner Lot,Few Trees,Front Yard,Paved

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Winter Weather
Earthquake
Hail
Lightning
Tornado

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance *$299$3,588
Property Taxes $110$1,320
Electricity $141$1,693
Total$1,864$22,368
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,908/yr
40% on housing$55,920/yr
45% on housing$49,706/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -6.7%
-6.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$195This listing

vs Other Active Listings

Avg $/sqft

ZIP 65565$156
Crawford County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 65565
Crawford County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-08Price change$254,900
2026-06-29Price change$259,900
2026-06-06Listed for sale$267,500
2016-12-23Listing removed$145,000
2015-12-30Listed for sale$145,000

For Sale by Agent

AgentRita Satterfield
BrokerageSharlene Henry Real Estate LLC

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