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29 Ferry Lane, Biddeford, ME, 04005

--beds
--baths
1,280sqft
$1,650,000
$1,289price/sqft
$10,883/moest. monthly cost
$435,320/yrincome needed

About This Home

Set along the storied shores of the Saco River with direct access to the Atlantic Ocean, The John Tarr House, originally constructed in 1730, offers a unique opportunity to steward a piece of Maine's early history while shaping its future. Privately sited on beautifully elevated land, the property is notably high and dry. A recent survey reveals approximately 4.78± acres with an impressive 900+ feet of water frontage, creating a remarkable canvas of open river views, natural privacy, deep water dockage options and endless potential. The expansive setting invites a range of possibilities, including the potential for subdivision into two distinct parcels - subject to local approvals - offering flexibility for investment, legacy planning, or a multi-generational retreat. Rich in history yet ready for transformation, this legacy property is ideal for those with vision - whether restoring the existing antique structure, creating a bespoke waterfront estate, or designing a truly one-of-a-kind compound that embraces the beauty and serenity of coastal Maine. Bring imagination and seize the opportunity to craft an extraordinary waterfront treasure in one of Southern Maine's most compelling riverfront settings.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10
Biddeford Middle SchoolGrades 5-73.3 mi
5/10
Biddeford High SchoolGrades 8-124.1 mi

Construction

Condition

  • Year built: 1880

Materials

  • Foundation: Stone,Other
  • Roof: Shingle
  • Construction materials: Wood Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Unfinished

Features

  • Flooring: Wood
  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,280

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total structure area: 1,280
  • Total interior livable area: 1,280 sqft

Other

  • Level: First
  • Area: 1280
  • Dimensions: 40 x 32

Property

Accessibility

  • Accessibility features: Level Entry

Details

  • Parcel number: BIDDM49L4
  • Zoning: SR1

Features

  • Has view: Yes
  • View description: Scenic,Trees/Woods
  • On waterfront: Yes
  • Waterbody name: Saco River
  • Frontage length: Waterfrontage: 918,Waterfrontage Owned: 918

Lot

  • Lot size: 4.78 Acres
  • Features: Near Country Club,Near Shopping,Near Town,Other,Level,Pasture,Rolling Slope,Wooded

Parking

  • Parking features: Gravel,Other,1 - 4 Spaces,On Site,Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Earthquake
    EarthquakeModerate
  • Hurricane
    HurricaneModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Ice Storm
Earthquake
Hurricane
Tsunami

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,343$100,116
Home Insurance $404$4,848
Property Taxes $1,892$22,704
Electricity $244$2,930
Total$10,883$130,596

Income You'd Need if You Spent...

35% on housing$373,131/yr
40% on housing$326,490/yr
45% on housing$290,213/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,289This listing

vs Other Active Listings

Avg $/sqft

ZIP 04005$374
York County$378

vs Homes Sold Last Month

Median $/sqft

ZIP 04005$312
York County$295

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Contingent$1,650,000
2026-07-07Listed for sale$1,650,000
2025-11-15Listing removed$1,550,000
2025-09-10Listed for sale$1,550,000
2025-05-17Pending sale$1,550,000
2025-05-17Listed for sale$1,550,000

For Sale by Agent

BrokerageLandvest, Inc.

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