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5930 Rose Loop NE, Bainbridge Island, WA, 98110

2beds
2baths
2,716sqft
$1,368,000
$504price/sqft
$8,228/moest. monthly cost
$329,120/yrincome needed

About This Home

Single story living close to town with beautiful Eagle Harbor views. Charming neighborhood. Built in the 1950's & remodeled in 2016 with all new electrical, plumbing, roof, drywall, insulation, cabinetry, countertops, lighting & appliances. This home & property is one that people fall in love with. Perfect to live in just the way it is, or add on to the home knowing your investment has value with multimillion dollar waterfront dock homes across the street. Original Oak hardwood floors throughout add charm to the remodeled home features. A large inviting kitchen with dining space to enjoy the harbor views & mature trees that explode with color through the spring & fall. A large living area with picture windows & a fireplace to relax & view the changing seasons. A primary bedroom with views has an ensuite 3/4 bath, double sinks & large walk in closet. A second bedroom (or office) 1/2 bath & laundry room complete the main floor. An attached carport & shed, a detached separate garage & an unfinished basement provides plenty of storage & covered parking. Additional off street parking for cars, boat etc. Preliminary plans for an attached garage with a 2nd story 2nd primary bedroom are available for anyone wanting to add on. A deck to take in the views of this charming Old Bainbridge neighborhood is out front and the grassy yard out back is perfect for more private outdoor entertaining & gardening. Useable .71 ac lot. Don't miss seeing this home in person to appreciate it!

Getting Around

4
WalkingCar-Dependent
24
TransitMinimal Transit
26
BikeSomewhat Bikeable

Schools

9/10
Woodward Middle SchoolGrades 7-82.1 mi
10/10
Bainbridge High SchoolGrades 9-121.4 mi

Construction

Condition

  • Property condition: Good
  • Year built: 1950

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Wood Siding

Notable Dates

  • Major remodel year: 2016

Type & Style

  • Home type: SingleFamily
  • Architectural style: See Remarks,1 Story w/Bsmnt.
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Microwave(s),Refrigerator(s),Washer(s)

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bathroom Three Quarter

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Flooring: Ceramic Tile,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Heat Pump,Electric
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,716
  • Total interior livable area: 2,716 sqft

Kitchen With Eating Space

  • Level: Main

Master Bedroom

  • Level: Main

Other

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 34250211042008
  • Zoning description: Jurisdiction: City
  • Special condition: Standard
  • Other equipment: Wired for Generator

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Fireplace,Security System,Walk-In Closet(s),Wired for Generator
  • Topography of land: Level,Partial Slope
  • Residential vegetation: Garden Space

Lot

  • Lot size: 0.71 Acres
  • Features: Cable TV,Deck,Propane,RV Parking

Parking

  • Total spaces: 3
  • Parking features: Attached Carport,Detached Garage,RV Parking
  • Has garage: Yes
  • Covered spaces: 3
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Coastal Flooding
Earthquake
Landslide

FEMA Declared Disasters in Kitsap County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,917$83,004
Home Insurance *$254$3,048
Property Taxes $872$10,464
Electricity $185$2,229
Total$8,228$98,736
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$282,102/yr
40% on housing$246,840/yr
45% on housing$219,413/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$504This listing

vs Other Active Listings

Avg $/sqft

ZIP 98110$525
Kitsap County$293

vs Homes Sold Last Month

Median $/sqft

ZIP 98110$545
Kitsap County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-24Listed for sale$1,368,000
2020-08-11Listing removed$3,500
2020-08-09Listed for rent$3,500
2018-11-24Listing removed$3,500
2018-10-06Listed for rent$3,500

For Sale by Agent

AgentMichelle Holland
BrokerageBainbridge Homes Real Estate

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