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104 Dogwood Lane, Hamlet, NC, 28345

4beds
4baths
5,420sqft
$385,500
$71price/sqft
$3,000/moest. monthly cost
$120,000/yrincome needed

About This Home

Step into a home where timeless character meets everyday comfort. From the moment you arrive, the formal circular drive welcomes your guests in style, while a separate private driveway offers convenience for homeowners. The covered front porch sets the tone--inviting, relaxed, and unmistakably welcoming. Inside, the foyer greets you with an elegant arched doorway and a sense of warmth that carries throughout the home. The formal living room is both refined and cozy, featuring a stunning fireplace with marble inlay--perfect for gathering or unwinding--and flows seamlessly into the rest of the home. Just beyond, the den offers a more intimate retreat with knotty pine-clad walls, a charming brick fireplace, and built-in bookshelves that make it easy to settle in and stay awhile. The formal dining room is rich with detail, showcasing built-in corner cabinets, chair railing, and crown molding--an ideal space for hosting memorable dinners. The kitchen blends function and charm with stainless steel appliances, a gas range, dishwasher, wet bar, and a built-in desk area. For more casual moments, the cozy breakfast nook provides a relaxed space to start your day. This home offers flexibility with a primary bedroom on the main level as well as an additional option upstairs. Outdoor living is just as inviting, with a screened-in porch perfect for enjoying quiet mornings or evening breezes. Full of warmth, thoughtful details, and classic appeal, this is a home that truly stands apart.

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

6/10

Construction

Condition

  • Year built: 1940

Materials

  • Foundation: Crawl Space
  • Roof: See Remarks,Composition
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Washer,Refrigerator,Dryer

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Master Downstairs,Wet Bar,Basement
  • Flooring: Tile,Wood

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,452
  • Total interior livable area: 5,420 sqft

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 748115533879
  • Zoning: residential
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Patio,Porch
  • Exterior features: Irrigation System
  • Fencing: None
  • Has view: Yes
  • View description: See Remarks
  • Frontage type: See Remarks
  • Living area range: 4000 - 4499

Lot

  • Lot size: 0.94 Acres
  • Features: Corner Lot
  • Lot size dimensions: .96 acres

Parking

  • Total spaces: 3
  • Parking features: Circular Driveway,Paved,Garage6
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Hurricane
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters in Richmond County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,949$23,388
Home Insurance *$313$3,756
Property Taxes $234$2,808
Electricity $504$6,057
Total$3,000$36,000
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$102,857/yr
40% on housing$90,000/yr
45% on housing$80,000/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$71This listing

vs Other Active Listings

Avg $/sqft

ZIP 28345$98
Richmond County$111

vs Homes Sold Last Month

Median $/sqft

ZIP 28345$110
Richmond County$107

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Listed for sale$389,900
2021-07-01Sold$275,000
2021-04-23Listed for sale$275,000
2020-10-30Listing removed$259,500
2020-08-13Price change$259,500
2020-05-31Price change$265,500
2020-03-16Listed for sale$269,900
2020-03-11Pending sale$269,900
2020-03-04Price change$269,900
2020-01-10Listed for sale$275,000

For Sale by Agent

AgentCrystal Stewart Long
BrokerageCarolina Realty Co. Southeast LLC

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