690 Channel Dr, Lathrop, CA, 95330
About This Home
Welcome to 690 Channel Drive in the highly desirable River Islands community! This beautifully maintained 4-bedroom, 3-bath home offers approximately 2,351 sq. ft. of thoughtfully designed living space with an open floor plan, versatile loft, and modern upgrades throughout. The spacious kitchen flows seamlessly into the dining and living areas, creating the perfect space for entertaining and everyday living. A downstairs bedroom and full bathroom provide flexibility for guests, multigenerational living, or a home office. Upstairs, the generous loft offers additional living space ideal for a media room, playroom, home office, or fitness area. Step outside to your own private backyard retreat featuring a built-in swimming pool with solar heating, perfect for enjoying warm California days and extending your swim season. The home also includes owned solar, delivering energy efficiency and long-term savings. Located just a short walk from scenic lakes, parks, miles of walking and biking trails, and the popular Boathouse restaurant, this home offers the best of the River Islands lifestyle. Convenient access to I-205 and I-5 makes commuting to the Bay Area and surrounding cities a breeze. Offering the perfect blend of comfort, convenience, and resort-style living, this exceptional home is ready to welcome its next owners. Don't miss this incredible opportunity!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2016
Materials
- Foundation: Slab
- Roof: Tile
- Construction materials: Stucco,Wood
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Laundry features: Cabinets,Gas Dryer Hookup,Upper Level,Inside Room
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Dining Room
- Features: Dining/Family Combo
Features
- Flooring: Luxury Vinyl Plank
Heating & Cooling
- Heating features: Central
- Cooling features: Ceiling Fan(s),Central Air,Zoned
Interior Area
- Total structure area: 0
- Total interior livable area: 2,351 sqft
Kitchen
- Features: Quartz Counter,Island w/Sink,Kitchen/Family Combo
Property
Details
- Parcel number: 213400210000
- Zoning: RES
- Special condition: Standard
Features
- Private pool: Yes
- Pool features: In Ground,Gunite,Solar Heat
Lot
- Lot size: 6,120 sqft
- Features: Sprinklers In Front,Street Lights
Parking
- Total spaces: 2
- Parking features: Attached,Electric Vehicle Charging Station(s)
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Drought
- Inland Flooding
- Heat Wave
- Lightning
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in San Joaquin County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,635 | $43,620 |
| Home Insurance * | $129 | $1,548 |
| Property Taxes | $772 | $9,264 |
| Electricity | $504 | $6,049 |
| Total | $5,040 | $60,480 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-22 | Listed for sale | $719,000 |
| 2016-03-10 | Sold | $420,500 |
View on Zillow