4305 Cottagewood Ct, Excelsior, MN, 55331
About This Home
Welcome to 4305 Cottagewood Ct, located in the highly sought-after Woodland Cove neighborhood just moments from the shores of Lake Minnetonka. This charming 3BD/2BA home delivers true main level living in a meticulously maintained 2018 build — all the appeal of nearly new construction with none of the wait. Thoughtfully designed and well appointed throughout, the open floor plan spans 1,800 sq ft and flows effortlessly from living spaces to a stunning deck surrounded by beautiful, mature landscaping — perfect for relaxing or entertaining. The unfinished basement arrives already plumbed for a bathroom, offering incredible potential to add value and square footage on your timeline. Woodland Cove residents enjoy an exceptional lifestyle with resort-style shared amenities including a sparkling pool, clubhouse, recreation area, pickleball courts, and scenic walking trails — all just minutes from everything Lake Minnetonka has to offer. Homes like this don't last. Schedule your showing today.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2018
Materials
- Roof: Age 8 Years or Less
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Air-To-Air Exchanger,Dishwasher,Disposal,Dryer,Gas Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer,Water Softener Owned
- Laundry features: Gas Dryer Hookup,Main Level,Washer Hookup
Basement
- Has basement: Yes
- Basement: Drain Tiled,Drainage System,Egress Window(s),Full,Storage Space,Sump Basket,Sump Pump,Unfinished
Bedroom
- Level: Main
- Area: 268.25
- Dimensions: 18.5x14.5
Bedroom2
- Level: Main
- Area: 182.25
- Dimensions: 13.5x13.5
Bedroom3
- Level: Main
- Area: 148.5
- Dimensions: 13.5x11
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
Deck
- Level: Main
- Area: 130
- Dimensions: 13x10
Dining Room
- Level: Main
- Area: 156
- Dimensions: 13x12
Family Room
- Level: Main
- Area: 252
- Dimensions: 18x14
Features
- Finished area below ground: 0
- Finished area above ground: 1,810
Foyer
- Level: Main
- Area: 32
- Dimensions: 8x4
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 3,620
- Total interior livable area: 1,810 sqft
Kitchen
- Level: Main
- Area: 175.5
- Dimensions: 13.5x13
Laundry
- Level: Main
- Area: 70
- Dimensions: 10x7
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 3411724240103
- Zoning description: Residential-Single Family
- Foundation area: 1810
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Awning(s),Composite Decking,Deck
Lot
- Lot size: 10,454 sqft
- Features: Tree Coverage - Light
- Lot size dimensions: 95 x 128 x 56 x 128
Parking
- Total spaces: 2
- Parking features: Attached,Asphalt
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Tornado
- Heat Wave
- Inland Flooding
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Hennepin County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,033 | $36,396 |
| Home Insurance * | $257 | $3,084 |
| Property Taxes | $431 | $5,172 |
| Electricity | $170 | $2,050 |
| Total | $3,891 | $46,692 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-11 | Price change | $575,000 |
| 2026-07-17 | Listed for sale | $600,000 |
| 2019-01-02 | Sold | $391,818 |
View on Zillow