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648 E Garfield Ave, Salt Lake City, UT, 84105

4beds
3baths
1,573sqft
$715,000
$455price/sqft
$4,489/moest. monthly cost
$179,560/yrincome needed

About This Home

Experience this beautifully reimagined home in the heart of the coveted Liberty Wells neighborhood. Thoughtfully remodeled from top to bottom, this 4-bedroom, 3-bath residence showcases designer finishes throughout, including a fully updated kitchen, modernized bathrooms, new lighting, and durable waterproof LVP flooring. The functional layout is complemented by an oversized 2-car garage and an additional storage shed, offering rare convenience and flexibility. Located just minutes from downtown, parks, and local dining, this home blends modern living with the charm and accessibility that make Liberty Wells one of Salt Lake City's most desirable areas. Square footage figures are provided as a courtesy estimate; buyers are encouraged to obtain an independent measurement.

Getting Around

73
WalkingVery Walkable
50
TransitGood Transit
90
BikeBiker's Paradise

Schools

9/10
Whittier SchoolGrades PK-60.7 mi
8/10
Clayton Middle SchoolGrades 7-81.9 mi
3/10
Innovations High SchoolGrades 9-120.8 mi

Construction

Condition

  • Property condition: Blt./Standing
  • Year built: 1915

Materials

  • Roof: Asphalt
  • Construction materials: Aluminum Siding

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow/Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Disposal,Free-Standing Range
  • Laundry features: Electric Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Partial bathrooms: 1
  • Main level bedrooms: 2

Features

  • Walk-In Closet(s),Smart Thermostat
  • Flooring: Carpet,Tile
  • Finished area below ground: 674
  • Finished area above ground: 899

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,573
  • Total interior livable area: 1,573 sqft

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 1618481024
  • Zoning description: Single-Family

Features

  • Stories: 2
  • Patio & porch: Covered,Porch,Covered Patio,Open Porch
  • Fencing: Full
  • Residential vegetation: Landscaping: Full

Lot

  • Lot size: 6,534 sqft
  • Lot size dimensions: 0.0 x 0.0 x 0.0

Parking

  • Total spaces: 8
  • Parking features: RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Earthquake
Winter Weather
Lightning

FEMA Declared Disasters Across Utah Counties

Fire
Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,615$43,380
Home Insurance $122$1,464
Property Taxes $583$6,996
Electricity $169$2,039
Total$4,489$53,868

Income You'd Need if You Spent...

35% on housing$153,908/yr
40% on housing$134,670/yr
45% on housing$119,706/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 0.9%
0.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$455This listing

vs Other Active Listings

Avg $/sqft

ZIP 84105$290
Salt Lake County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 84105$378
Salt Lake County$248

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$734,900
2026-04-29Listed for sale$749,500

For Sale by Agent

AgentCody Johnson
BrokerageEquity Real Estate (Premier Elite)

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