See other homes in:
Primary listing photo

101 Germanna Way, Stafford, VA, 22554

4beds
4baths
2,243sqft
$525,000
$234price/sqft
$3,412/moest. monthly cost
$136,480/yrincome needed

About This Home

Rare 4-Bedroom Premium End-Unit Townhome! Enjoy the perfect balance of tucked-away community privacy and ultimate commuter convenience in this beautifully updated, 3-level end-unit townhome. Boasting a spacious, light-filled layout, this home features brand-new custom interior paint, brand-new luxury vinyl plank (LVP) flooring throughout the lower level, stairs, and upper level. The main level offers a bright, open-concept living and dining area that flows seamlessly into the kitchen, with direct access to a private deck that's perfect for morning coffee, outdoor dining, or relaxing after a long day. Upstairs, you'll find three comfortable bedrooms, including a generous primary suite with a spacious bump-out seating area filled with natural light, making it the perfect space for a home office, reading nook, or TV lounge. The suite also features a private bath. The finished walk-out lower level adds exceptional flexibility with a rare fourth bedroom, ideal for guests, extended family, a private home office, gym, or multi-generational living, along with access to the attached 1-car garage. The Ultimate Location Advantage While the Residences at Colonial Forge offers a peaceful, tucked-away setting, you're just minutes from everything you need. Located around the corner from Embrey Mill Town Center, you'll enjoy convenient access to Publix, local restaurants, shopping, walking trails, and bike paths. The Jeff Rouse Swim and Sport Center is less than five minutes away, offering Olympic-sized pools, fitness facilities, and premier soccer fields. Commuters will appreciate being just seven minutes from the Stafford Commuter Lot with quick access to the I-95 Express Lanes for easy travel to Quantico, Northern Virginia, and Washington, D.C. You'll also be just down the road from the highly anticipated future Stafford Buc-ee's location. Move-in ready, thoughtfully upgraded, and zoned for highly regarded Stafford County schools, including Colonial Forge High School just next door, this premium end-unit townhome offers the rare combination of space, updates, location, and convenience you've been searching for.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

5/10

Construction

Condition

  • Year built: 2014

Materials

  • Foundation: Permanent
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Washer,Cooktop,Microwave,Ice Maker,Water Heater,Oven/Range - Gas,Humidifier,Exhaust Fan,Gas Water Heater

Basement

  • Area: 840

Basement

  • Has basement: Yes
  • Basement: Front Entrance,Rear Entrance,Finished,Walk-Out Access,Windows

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2
  • Main level bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace features: Mantel(s)
  • Fireplace: Yes
  • Finished area below ground: 563
  • Finished area above ground: 1,680

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,520
  • Total interior livable area: 2,243 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 29K 3 19
  • Zoning: R3
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: Community

Parking

  • Total spaces: 1
  • Parking features: Garage Door Opener,Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Heat Wave
Inland Flooding
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$142$1,704
Property Taxes $400$4,800
Electricity $216$2,592
Total$3,412$40,944
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$116,982/yr
40% on housing$102,360/yr
45% on housing$90,986/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$234This listing

vs Other Active Listings

Avg $/sqft

ZIP 22554$218
Stafford County$226

vs Homes Sold Last Month

Median $/sqft

ZIP 22554$210
Stafford County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2018-08-10Sold$317,000
2018-06-24Pending sale$317,000
2018-06-21Listed for sale$317,000
2018-06-17Pending sale$317,000
2018-06-13Price change$317,000
2018-05-25Listed for sale$322,000

Coming Soon

AgentChris Craddock
BrokerageEXP Realty, LLC

Similar Homes