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209 7TH Avenue S, Jacksonville Beach, FL, 32250

4beds
4baths
2,344sqft
$1,075,000
$459price/sqft
$7,883/moest. monthly cost
$315,320/yrincome needed

About This Home

Now priced under $1.1M in Jacksonville Beach! Located east of A1A just blocks from the ocean, this 4-bedroom, 3.5-bath home offers coastal living with no HOA and walkable beach access in Jacksonville Beach. Recent upgrades provide peace of mind and modern appeal, including two HVAC systems (2022 & 2026), fresh interior paint (2024), and all new kitchen appliances (2025). The primary suite is a true sanctuary, featuring custom built-ins in both the bedroom and walk-in closet for elevated style and smart storage. Screened balconies on the second and third floors invite coastal breezes, with a peek of the ocean from the top level. Step outside to your private fenced backyard oasis, complete with an above-ground spa pool, spacious wooden deck, and additional storage below. An outdoor shower and separate storage shed add convenience after long days at the beach. Additional highlights include a 1-car garage with retractable screen and an extended paver driveway accommodating 4+ vehicles, ideal for guests or beachside entertaining. Enjoy the ultimate coastal lifestyle just steps from the sand. Walk or bike to nearby cafes, restaurants, and shops, or cruise the neighborhood by golf cart for relaxed, sun-soaked living. Ideal as a primary residence, vacation retreat, or investment property, this home offers exceptional versatility in one of Jax Beach's most desirable areas, blending location, space, and lifestyle.

Getting Around

81
WalkingVery Walkable
0
TransitVery Limited Transit
67
BikeBikeable

Schools

6/10
5/10

Construction

Condition

  • Year built: 2014

Materials

  • Roof: Shingle
  • Construction materials: Fiber Cement,Frame

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Oven,Electric Water Heater,Ice Maker,Induction Cooktop,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Breakfast Bar,Built-in Features,Ceiling Fan(s),Eat-in Kitchen,Guest Suite,Open Floorplan,Pantry,Primary Bathroom -Tub with Separate Shower,Smart Home,Smart Thermostat,Walk-In Closet(s)
  • Flooring: Tile,Wood

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 2,344 sqft

Property

Details

  • Parcel number: 1760400020
  • Attached to another structure: Yes
  • Zoning description: Residential

Features

  • Levels: Three Or More
  • Stories: 3
  • Pool features: Above Ground,Heated,Pool Sweep
  • Patio & porch: Front Porch,Patio
  • Exterior features: Balcony,Outdoor Shower
  • Has spa: Yes
  • Spa features: Private
  • Fencing: Back Yard,Wood
  • Has view: Yes
  • View description: Beach,Ocean
  • Has water view: Yes
  • Water view: Beach,Ocean

Lot

  • Lot size: 2,613 sqft
  • Features: Sprinklers In Front,Sprinklers In Rear

Parking

  • Total spaces: 1
  • Parking features: Additional Parking,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Heat Wave
Tsunami

FEMA Declared Disasters in Duval County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,435$65,220
Home Insurance *$692$8,304
Property Taxes $1,521$18,252
Electricity $235$2,830
Total$7,883$94,596
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$270,274/yr
40% on housing$236,490/yr
45% on housing$210,213/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$459This listing

vs Other Active Listings

Avg $/sqft

ZIP 32250$424
Duval County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 32250$391
Duval County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Price change$1,099,000
2026-04-02Listed for sale$1,150,000
2024-09-03Sold$1,090,000
2024-08-26Pending sale$1,090,000
2024-08-26Listing removed$1,090,000
2024-07-09Contingent$1,090,000
2024-07-06Listed for sale$1,090,000
2024-07-06Pending sale$1,090,000
2024-04-26Price change$1,090,000
2023-09-28Listed for sale$1,200,000
2021-04-14Sold$785,000
2021-03-20Pending sale$775,000
2021-03-19Contingent$775,000
2021-03-19Listed for sale$775,000
2018-03-29Sold$574,900
2018-01-19Pending sale$574,900
2017-12-15Price change$574,900
2017-12-01Price change$588,000
2017-11-08Price change$590,000
2017-10-22Price change$599,000
2017-09-30Price change$608,000
2017-09-18Price change$610,000
2017-08-17Listed for sale$613,200
2015-04-14Sold$515,000

For Sale by Agent

AgentASHLEY RUTHERFORD
BrokerageKELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE

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