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1831 Morning Mist Way, Saint Paul, TX, 75098

5beds
4baths
3,034sqft
$565,000
$186price/sqft
$4,355/moest. monthly cost
$174,200/yrincome needed

About This Home

Welcome to the highly sought after subdivision Inspiration!! Rarely does a home offer this much flexibility, privacy, and outdoor living in one package. Nestled on an oversized cul-de-sac lot backing to a peaceful greenbelt and pond, this exceptional 5-bedroom, 4-bath home delivers the space today's buyers are searching for both inside and out. Designed with versatility in mind, the floor plan features four bedrooms on the main level, including a secluded primary suite and a private guest or multi-generational living area complete with its own bedroom, bath, and living space. Upstairs offers an additional bedroom, oversized game room, and walk-in attic storage, creating the perfect retreat for guests, teens, or hobbies. The open-concept design brings everyone together with a spacious living room, dining area, and beautifully appointed kitchen serving as the heart of the home. Plantation shutters and updated luxury vinyl plank flooring add warmth and style throughout the main living areas. Step outside and discover where this property truly shines. Multiple outdoor living spaces, including a modern covered patio and wraparound porch, provide endless opportunities for entertaining, relaxing, or simply enjoying the scenic views. Whether you're sipping coffee while watching the sunrise, hosting weekend gatherings, or enjoying fireworks from your own backyard, this outdoor retreat is designed to be enjoyed year-round. A separate dog run adds convenience for four-legged family members. The oversized 3-car garage features epoxy flooring, built-in storage lockers, a utility sink, and direct backyard access. Located in the award-winning Inspiration community, residents enjoy resort-style amenities including multiple pools, a lazy river, fitness center, fishing ponds, playgrounds, parks, and miles of walking and biking trails. This is more than just a home—it's a place to spread out, unwind, and enjoy the lifestyle you've been looking for.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

10/10
8/10
Wylie East High SchoolGrades 9-124.1 mi

Construction

Condition

  • Year built: 2015

Materials

  • Foundation: Slab
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Gas Cooktop,Disposal,Gas Water Heater,Microwave
  • Laundry features: Laundry in Utility Room

Bedroom

  • Features: Split Bedrooms,Walk-In Closet(s)
  • Level: First
  • Dimensions: 11 x 10

Bedroom

  • Features: Split Bedrooms,Walk-In Closet(s)
  • Level: Second
  • Dimensions: 12 x 10

Bedroom

  • Features: Ceiling Fan(s),Split Bedrooms,Walk-In Closet(s)
  • Level: First
  • Dimensions: 12 x 19

Bedroom

  • Features: Split Bedrooms,Walk-In Closet(s)
  • Level: First
  • Dimensions: 12 x 10

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Breakfast Room Nook

  • Level: First
  • Dimensions: 10 x 10

Dining Room

  • Level: First
  • Dimensions: 15 x 10

Features

  • Built-in Features,Decorative/Designer Lighting Fixtures,Eat-in Kitchen,Granite Counters,Kitchen Island,Loft,Open Floorplan
  • Window features: Shutters
  • Flooring: Carpet,Luxury Vinyl Plank,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total interior livable area: 3,034 sqft

Kitchen

  • Features: Built-in Features,Eat-in Kitchen,Granite Counters,Kitchen Island,Pantry,Walk-In Pantry
  • Level: First
  • Dimensions: 18 x 10

Living Room

  • Features: Built-in Features,Ceiling Fan(s),Fireplace
  • Level: First
  • Dimensions: 22 x 15

Loft

  • Features: Ceiling Fan(s)
  • Level: Second
  • Dimensions: 17 x 14

Master Bedroom

  • Features: Built-in Features,Dual Sinks,En Suite Bathroom,Garden Tub/Roman Tub,Separate Shower,Walk-In Closet(s)
  • Level: First
  • Dimensions: 15 x 13

Office

  • Level: First
  • Dimensions: 11 x 12

Property

Details

  • Parcel number: R1065500A01001

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None,Community
  • Patio & porch: Deck,Front Porch,Patio,Covered
  • Exterior features: Rain Gutters
  • Fencing: Wrought Iron

Lot

  • Lot size: 0.37 Acres
  • Features: Cul-De-Sac,Greenbelt,Interior Lot,Landscaped,Few Trees

Parking

  • Total spaces: 6
  • Parking features: Concrete,Garage Faces Front,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Carport: Yes
  • Carport spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Tornado
Cold Wave
Heat Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,856$34,272
Home Insurance *$341$4,092
Property Taxes $825$9,900
Electricity $333$3,997
Total$4,355$52,260
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$149,314/yr
40% on housing$130,650/yr
45% on housing$116,133/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$186This listing

vs Other Active Listings

Avg $/sqft

ZIP 75098$180
Collin County$205

vs Homes Sold Last Month

Median $/sqft

ZIP 75098$189
Collin County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$540,000
2026-07-21Price change$565,000
2026-07-13Price change$579,000
2026-06-25Listed for sale$595,000
2025-08-26Sold--
2025-05-26Pending sale$629,000
2025-05-19Contingent$629,000
2025-04-23Price change$629,000
2025-04-02Listed for sale$630,000
2022-10-11Sold--
2022-09-19Contingent$638,000
2022-09-01Listed for sale$638,000
2021-07-09Sold--
2021-06-04Pending sale$485,000
2021-05-20Listed for sale$485,000
2021-04-07Pending sale$485,000
2021-04-02Listed for sale$485,000

For Sale by Agent

AgentJeanna Jackson
BrokerageColdwell Banker Apex, REALTORS

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