See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

725 Loxley Ln, Troy, OH, 45373

3beds
2baths
1,671sqft
$410,000
$245price/sqft
$2,820/moest. monthly cost
$112,800/yrincome needed

About This Home

Sellers are relocating out of state. Welcome to this private professionally landscaped .339 acre lot of Nottingham subdivision. A covered front porch greets you comfortably to this split 3-bedroom concept, 2 full bath, carefree brick faced / vinyl home. Large entry leads to 2 bedrooms and 1 full bath and great room area. Enjoy the open floor plan featuring a Great Room with gas fireplace and cathedral ceilings, open to the dining and kitchen area. Kitchen features numerous cabinets and pantry and eat at bar. Huge owner's suite features trey ceiling with accent lighting. All the bedrooms are bright and cheery with natural lighting. Laundry room has built-in cabinets, utility sink and work countertop. Sliding glass door off the dining room leads to the private rear lot with large patio and 2 pergolas staying. Enjoy the scenery of nature and open fields. Attached 3 car finished garage with separate mechanical room. Large shed for storage. Great opportunity! Reasonable assumable loan for qualified buyer.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

--
Troy Online AcademyGrades K-121.3 mi
6/10
Hook Elementary SchoolGrades K-51.2 mi
7/10
Troy Junior High SchoolGrades 6-80.9 mi

Construction

Condition

  • Year built: 2015

Materials

  • Foundation: Slab
  • Construction materials: Brick,Vinyl Siding

Other

  • Builder model: Ranch

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range,Refrigerator,Gas Water Heater

Bedroom

  • Level: Main
  • Dimensions: 14 x 12

Bedroom

  • Level: Main
  • Dimensions: 14 x 11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2

Dining Room

  • Level: Main
  • Dimensions: 11 x 8

Entry Foyer

  • Level: Main
  • Dimensions: 15 x 8

Features

  • Ceiling Fan(s),Cathedral Ceiling(s),High Speed Internet,Pantry,Walk-In Closet(s)
  • Window features: Vinyl
  • Number of fireplaces: 1
  • Fireplace features: One,Gas,Glass Doors
  • Fireplace: Yes

Great Room

  • Level: Main
  • Dimensions: 19 x 17

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,671
  • Total interior livable area: 1,671 sqft

Kitchen

  • Level: Main
  • Dimensions: 15 x 13

Laundry

  • Level: Main
  • Dimensions: 10 x 7

Master Bedroom

  • Level: Main
  • Dimensions: 15 x 14

Property

Details

  • Parcel number: D45002856
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio,Porch
  • Exterior features: Porch,Patio,Storage

Lot

  • Lot size: 0.34 Acres
  • Lot size dimensions: 90' x 115'

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage,Garage Door Opener,Storage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,073$24,876
Home Insurance *$203$2,436
Property Taxes $351$4,212
Electricity $193$2,320
Total$2,820$33,840
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,685/yr
40% on housing$84,600/yr
45% on housing$75,200/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$245This listing

vs Other Active Listings

Avg $/sqft

ZIP 45373$179
Miami County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 45373$166
Miami County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-27Listed for sale$430,000
2025-12-04Listing removed$445,000
2025-10-15Price change$445,000
2025-08-25Price change$450,000
2025-07-21Price change$455,000
2025-06-24Price change$460,000
2025-06-10Listed for sale$470,000
2016-01-27Sold$223,900

For Sale by Agent

AgentDonna L Mergler
BrokerageGalbreath REALTORS

Similar Homes