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54 Oscar Mill Ln, Smyrna, DE, 19977

2beds
2baths
2,218sqft
$415,000
$187price/sqft
$2,634/moest. monthly cost
$105,360/yrincome needed

About This Home

Nestled in the charming Village of Eastridge, this delightful 2-bedroom, 2-bathroom home is designed for comfort and ease, perfect for those seeking a vibrant community with a 55+ age requirement. Built in 2015, this traditional-style residence boasts excellent condition and modern amenities that cater to your lifestyle. Step inside to discover a warm and inviting interior featuring a spacious family room that flows seamlessly into the eat-in kitchen, ideal for entertaining or enjoying quiet meals. The kitchen is a chef's dream, complete with an island, pantry, and ample counter space. Natural light pours in, highlighting the beautiful hardwood and plush carpet flooring throughout. Retreat to the primary suite, where you'll find a luxurious bath and a generous walk-in closet, providing both comfort and convenience. Additional features include ceiling fans for year-round comfort and a cozy fireplace that adds a touch of warmth to your living space. Enjoy the outdoors on your private deck, perfect for morning coffee or evening relaxation. With an attached garage and driveway parking, convenience is at your fingertips. This home is not just a place to live; it’s a sanctuary where you can create lasting memories in a welcoming community. Experience the perfect blend of comfort, style, and community living in this exceptional property.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

8/10
5/10
Smyrna Middle SchoolGrades 7-84.1 mi
7/10
Smyrna High SchoolGrades 9-123.9 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 2015

Materials

  • Foundation: Crawl Space
  • Roof: Pitched,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Washer,Electric Water Heater
  • Laundry features: Main Level

Bedroom2

  • Features: Flooring - Carpet
  • Level: Main
  • Area: 144
  • Dimensions: 12 X 12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Breakfast Room

  • Features: Flooring - Laminated
  • Level: Main
  • Area: 110
  • Dimensions: 11 X 10

Family Room

  • Features: Fireplace - Gas,Flooring - Carpet,Ceiling Fan(s),Cathedral/Vaulted Ceiling
  • Level: Main
  • Area: 266
  • Dimensions: 14 X 19

Features

  • Ceiling Fan(s),Family Room Off Kitchen,Eat-in Kitchen,Kitchen Island,Pantry,Primary Bath(s),Walk-In Closet(s)
  • Flooring: Carpet,Hardwood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 2,218

Game Room

  • Features: Flooring - Carpet,Walk-In Closet(s)
  • Level: Upper
  • Area: 256
  • Dimensions: 16 X 16

Heating & Cooling

  • Heating features: Forced Air,Heat Pump,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,218
  • Total interior livable area: 2,218 sqft

Kitchen

  • Features: Granite Counters,Dining Area,Flooring - HardWood,Kitchen Island,Eat-in Kitchen,Kitchen - Gas Cooking,Pantry
  • Level: Main
  • Area: 192
  • Dimensions: 12 X 16

Office

  • Features: Flooring - Carpet
  • Level: Main
  • Area: 130
  • Dimensions: 13 X 10

Primary Bedroom

  • Features: Ceiling Fan(s),Flooring - Carpet,Primary Bedroom - Sitting Area,Walk-In Closet(s)
  • Level: Main
  • Area: 208
  • Dimensions: 13 X 16

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: KH0003602044500000
  • Zoning: AC
  • Special condition: Standard
  • Other equipment: Negotiable
  • Exclusions: Sellers Personal Property

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck

Lot

  • Lot size: 5,227 sqft

Parking

  • Total spaces: 4
  • Parking features: Garage Faces Front,Garage Door Opener,Attached,Driveway,On Street,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Winter Weather
Hurricane
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters Across Delaware Counties

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,098$25,176
Home Insurance *$126$1,512
Property Taxes $159$1,908
Electricity $251$3,021
Total$2,634$31,608
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,308/yr
40% on housing$79,020/yr
45% on housing$70,240/yr

Delaware FAIR Plan Programs

Insurance Placement Facility of Delaware

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,170Commercial: 57
Total Premiums$607,000
Total Exposure$249.53M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 8.7%
8.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$187This listing

vs Other Active Listings

Avg $/sqft

ZIP 19977$158
Kent County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 19977$200
Kent County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-15Listed for sale$415,000
2019-11-12Sold$306,500
2019-08-16Listed for sale$310,000
2015-11-24Sold$282,236

For Sale by Agent

AgentColleen Morrissey
BrokerageLong & Foster Real Estate, Inc.

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