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2065 Cobhill Rd, Irvine, KY, 40336

2beds
1baths
1,305sqft
$510,000
$391price/sqft
$3,755/moest. monthly cost
$150,200/yrincome needed

About This Home

Escape to your own slice of Kentucky paradise with this charming 2-bedroom, 1-bath home nestled on 36 acres of beautiful, wooded land just minutes from the world-renowned Red River Gorge. Whether you're seeking a peaceful full-time residence, a weekend getaway, or an investment opportunity, this property offers unmatched privacy and natural beauty. Surrounded by mature trees and abundant wildlife, the acreage provides endless opportunities to explore, hike, hunt, or simply unwind in complete seclusion. The cozy home offers comfortable living with rustic charm, making it the perfect basecamp for outdoor adventures or quiet country living. Enjoy the best of both worlds, total privacy with convenient access to hiking trails, rock climbing, and all the attractions the Red River Gorge area is famous for.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
3/10
Estill County High SchoolGrades 9-128.5 mi

Construction

Condition

  • Year built: 2011

Materials

  • Foundation: Concrete Perimeter
  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Cabin

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Gas Range,Microwave,Refrigerator,Washer,Range
  • Laundry features: Electric Dryer Hookup,Washer Hookup,Lower Level

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: Lower

Bedroom1

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Eat-in Kitchen,Ceiling Fan(s)
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,305

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,305
  • Total interior livable area: 1,305 sqft

Kitchen

  • Level: Lower

Master Bedroom

  • Level: Lower

Property

Details

  • Parcel number: 1220000014.00

Features

  • Levels: One and One Half
  • Has view: Yes
  • View description: Trees/Woods,Mountain(s),Farm
  • Horses can be raised: Yes

Lot

  • Lot size: 36 Acres
  • Features: Secluded,Many Trees

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Hurricane
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,578$30,936
Home Insurance *$472$5,664
Property Taxes $551$6,612
Electricity $154$1,850
Total$3,755$45,060
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$128,742/yr
40% on housing$112,650/yr
45% on housing$100,133/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$391This listing

vs Other Active Listings

Avg $/sqft

ZIP 40336$160
Estill County$167

vs Homes Sold Last Month

Median $/sqft

ZIP 40336$105
Estill County$92

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-01Listed for sale$510,000
2020-05-11Listing removed$325,000
2019-11-02Price change$325,000
2019-09-29Listed for sale$449,000

For Sale by Agent

AgentJacqueline Townsend
BrokerageRe/Max Creative Realty - Mountain Legacy Group

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