100 Bridgewater Pointe Pl Unit 303, Moneta, VA, 24121
About This Home
Beautifully maintained 4BR, 3BA waterfront condo in a secure gated community offering elevator access and panoramic Smith Mountain Lake views from the third floor. Located in one of the lake's most desirable areas, just a short walk to waterfront dining, shopping, entertainment, and marina amenities. Seldom used and in pristine condition, this spacious residence has been thoughtfully updated with new flooring, carpet, fresh paint, and plantation shutters. Features include an open floor plan, granite countertops, ceramic tile, crown molding, built-in shelving, and generous living spaces designed for comfortable lake living. The spacious primary suite enjoys lake views and ample closet space. Two covered parking spaces and a designated storage area provide added convenience and functionality Community amenities include an outdoor pool, covered leased boat slips, and day docks. HOA dues cover pool access, exterior maintenance, propane, water/sewer, and trash collection. Ideal as a full-time residence, vacation getaway, or low-maintenance waterfront retreat at Smith Mountain Lake.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Completed
- Year built: 2006
Materials
- Construction materials: Other - See Remarks
Type & Style
- Home type: Condo
- Property subType: Condominium
Interior
Appliances
- Appliances included: Dryer,Washer,Dishwasher,Disposal,Electric Range,Refrigerator
Bedroom2
- Level: E
Bedroom3
- Level: E
Bedroom4
- Level: E
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Dining Area
- Level: E
Features
- Breakfast Area
- Window features: Insulated Windows,Tilt-In
- Flooring: Carpet,Ceramic Tile,Wood
- Number of fireplaces: 2
- Fireplace features: Gas Log,Living Room,Master Bedroom
- Fireplace: Yes
- Finished area above ground: 2,323
Heating & Cooling
- Heating features: Heat Pump Electric
- Cooling features: Heat Pump Electric
Interior Area
- Total structure area: 2,323
- Total interior livable area: 2,323 sqft
Kitchen
- Level: E
Laundry
- Level: E
Living Room
- Level: E
Primary Bedroom
- Level: E
Property
Details
- Parcel number: 015 08019 00
- Attached to another structure: Yes
Features
- Private pool: Yes
- Pool features: In Ground
- Exterior features: Balcony,Maint-Free Exterior
- Fencing: Fenced
- Has view: Yes
- View description: Sunrise
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Waterfront,Cove,No Wake Area
- Waterbody name: Smith Mtn Lake
Lot
- Features: Level,Views
Parking
- Total spaces: 2
- Parking features: Garage Under,Paved
- Has garage: Yes
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Strong Wind
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,394 | $52,728 |
| Home Insurance * | $251 | $3,012 |
| Property Taxes | $305 | $3,660 |
| Electricity | $223 | $2,685 |
| Total | $5,173 | $62,076 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-19 | Listed for sale | $869,000 |
| 2010-08-19 | Sold | $324,000 |
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