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219 Shoreline Marina Cir Unit 121, Moneta, VA, 24121

4beds
3baths
1,900sqft
$539,000
$284price/sqft
$3,271/moest. monthly cost
$130,840/yrincome needed

About This Home

Take a look at this cozy condo as your new lake escape, or short term rental opportunity! This 4 bedroom 3 bath with new floors has all the amenities you could want. A community pool, access to Shoreline Marina, and a short drive to shopping puts this townhome in an ideal location for a lake retreat! Make an appointment to see it before its gone!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

6/10
Dudley Elementary SchoolGrades PK-54.5 mi
7/10
4/10
Franklin County High SchoolGrades 9-1213.2 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 1988

Materials

  • Construction materials: Wood

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Refrigerator

Basement

  • Has basement: Yes

Bedroom2

  • Level: E

Bedroom3

  • Level: U

Bedroom4

  • Level: U

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Family Room

  • Level: L

Features

  • Wet Bar
  • Window features: Insulated Windows
  • Flooring: Carpet,Laminate
  • Number of fireplaces: 2
  • Fireplace features: Basement,Living Room
  • Fireplace: Yes
  • Finished area below ground: 400
  • Finished area above ground: 1,500

Foyer

  • Level: E

Heating & Cooling

  • Heating features: Heat Pump Electric
  • Cooling features: Heat Pump Electric

Interior Area

  • Total structure area: 1,900
  • Total interior livable area: 1,900 sqft

Kitchen

  • Level: E

Laundry

  • Level: U

Living Room

  • Level: E

Primary Bedroom

  • Level: U

Property

Details

  • Parcel number: 030 04033 00
  • Attached to another structure: Yes

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Patio
  • Exterior features: Balcony
  • Has spa: Yes
  • Spa features: Bath
  • Has water view: Yes
  • Water view: Lake
  • Waterfront features: Waterfront Community - No Access,Cove,No Wake Area
  • Waterbody name: Smith Mtn Lake

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Lightning
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,725$32,700
Home Insurance *$155$1,860
Property Taxes $189$2,268
Electricity $202$2,433
Total$3,271$39,252
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$112,148/yr
40% on housing$98,130/yr
45% on housing$87,226/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$284This listing

vs Other Active Listings

Avg $/sqft

ZIP 24121$298
Franklin County$240

vs Homes Sold Last Month

Median $/sqft

ZIP 24121$239
Franklin County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-10Listed for sale$539,000
2019-02-22Sold$237,425
2019-01-11Pending sale$239,850
2018-11-07Listed for sale$239,850
2016-09-08Sold$219,900

For Sale by Agent

AgentLIAM DAVIS
BrokerageSTRATFORD PROPERTIES INC

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