305 W Baumgardner Ave, Rural Retreat, VA, 24368
About This Home
Stunning early-1900s grand home filled with timeless character and exceptional craftsmanship. This beautifully maintained 5-bedroom, 2-bath home features original wood trim, hardwood floors, and five original mantels. Thoughtful updates preserve the historic charm while adding modern convenience, including some updates to electrical and plumbing, efficient natural gas hydronic heat, attic fan ventilation, and a metal roof approximately 13 years old. Multiple layers of brick (solid bricking) provide excellent natural insulation year-round. A spacious front porch welcomes guests and offers a peaceful place to relax among the mature rhododendrons. Upstairs features four large bedrooms and a full bath, with one room currently used as laundry. The attic offers great bonus space with hardwood flooring and natural light. Outside you’ll find a brick garage, garden shed, spacious backyard, mature landscaping, and a beautiful sweet cherry tree.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1900
Materials
- Construction materials: Brick,Stone,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Detached
Interior
Appliances
- Appliances included: Dryer/Electric,Electric Range,Refrigerator,Washer,Electric Water Heater
- Laundry features: Electric Dryer Hookup,Washer Hookup
Basement
- Area: 1592
Basement
- Has basement: Yes
- Basement: Concrete,Full
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 1
Features
- Door features: Storm Door(s)
- Window features: Insulated Windows
- Fireplace features: Living Room,Masonry
- Fireplace: Yes
- Attic: Floored,Permanent Stairs
- Finished area below ground: 0
- Finished area above ground: 3,696
Heating & Cooling
- Heating features: Natural Gas,Hot Water
- Cooling features: Attic Fan
Interior Area
- Total structure area: 5,288
- Total interior livable area: 3,696 sqft
Property
Details
- Parcel number: 05100000000218
Features
- Levels: Two or More
- Stories: 2
- Patio & porch: Porch
- Exterior features: Curbs,Garden,Sidewalks
Lot
- Lot size: 0.42 Acres
Parking
- Total spaces: 1
- Parking features: Detached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Drought
- Inland Flooding
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,896 | $22,752 |
| Home Insurance * | $187 | $2,244 |
| Property Taxes | $155 | $1,860 |
| Electricity | $356 | $4,272 |
| Total | $2,594 | $31,128 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-06 | Listed for sale | $375,000 |
For Sale by Agent
View on Zillow