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95 W 200 S, Ephraim, UT, 84627

4beds
2baths
2,323sqft
$378,000
$163price/sqft
$2,487/moest. monthly cost
$99,480/yrincome needed

About This Home

Unique opportunity on a corner lot in Ephraim with flexible living options and income potential. This R2-zoned property is currently set up as a duplex, offering great versatility for an investor or a buyer looking to offset their monthly payment. The upper level features 2 bedrooms, 1 bathroom, a full kitchen, its own laundry room, and a separate entrance, creating a private and functional living space. The lower level offers a similar layout with 2 bedrooms, 1 bathroom, a kitchen, and its own dedicated laundry area, making it ideal for dual occupancy or extended living arrangements. Situated on a spacious 0.33-acre lot, the property provides plenty of room to spread out. The front yard is designed with low-maintenance gravel landscaping, while the fully fenced yard adds privacy and usability. A detached 2-car garage offers additional storage and parking, with a greenhouse located just behind it for those interested in gardening or year-round growing. With its current duplex setup, R2 zoning, and generous lot size, this property presents multiple possibilities whether you're looking to generate rental income, live in one unit and rent the other, or simply enjoy it as a single living space! Square footage figures are provided as a courtesy estimate only and were obtained from county records. Buyer is advised to obtain an independent measurement.

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

3/10
Ephraim SchoolGrades PK-50.6 mi
7/10
Ephraim Middle SchoolGrades 6-80.6 mi
7/10
Manti High SchoolGrades 9-126.3 mi

Construction

Condition

  • Property condition: Blt./Standing
  • Year built: 1900

Materials

  • Roof: Asphalt
  • Construction materials: Asphalt,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Microwave,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Features

  • Accessory Apt
  • Window features: Blinds,Drapes,Shades,Window Coverings
  • Flooring: Carpet,Linoleum
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 1,936

Heating & Cooling

  • Heating features: Electric,Central
  • Cooling features: Evaporative Cooling,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,323
  • Total interior livable area: 2,323 sqft

Property

Details

  • Parcel number: 00000056X1
  • Zoning: R-2
  • Zoning description: Single-Family, Multi-Family

Features

  • Levels: Two
  • Stories: 3
  • Exterior features: Balcony,Lighting
  • Fencing: Full
  • Residential vegetation: Fruit Trees

Lot

  • Lot size: 0.33 Acres
  • Features: Corner Lot
  • Lot size dimensions: 0.0 x 0.0 x 0.0

Parking

  • Total spaces: 2
  • Parking features: RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Lightning
Winter Weather
Wildfire

FEMA Declared Disasters Across Utah Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,911$22,932
Home Insurance $91$1,092
Property Taxes $316$3,792
Electricity $169$2,039
Total$2,487$29,844

Income You'd Need if You Spent...

35% on housing$85,268/yr
40% on housing$74,610/yr
45% on housing$66,320/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 0.9%
0.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$163This listing

vs Other Active Listings

Avg $/sqft

ZIP 84627$500
Sanpete County$281

vs Homes Sold Last Month

Median $/sqft

ZIP 84627
Sanpete County$155

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-27Listed for sale$378,000
2026-03-24Listing removed--
2026-03-05Price change$405,000
2026-02-01Listed for sale$485,000

For Sale by Agent

AgentHaley A Berry
BrokerageSignature Group Real Estate (Draper)

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