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227 S Lynn St, Nevada, MO, 64772

2beds
1baths
1,066sqft
$127,500
$120price/sqft
$1,002/moest. monthly cost
$40,080/yrincome needed

About This Home

This charming 2 bed/1 bath home is truly move-in ready, offering a blend of thoughtful updates and timeless character. They don’t make them like this any more. This is a well built Sears home. Solid, no slopping floors. Step inside to find the original sturdy hardwood floors, beautifully refinished to showcase their natural warmth and shine. The kitchen features newer lower cabinets, giving the space a fresh, functional feel while maintaining its cozy charm. Enjoy peaceful mornings on the welcoming front porch or relax on the covered back porch overlooking the expansive yard. The property is dotted with mature trees, including your very own apple tree, and the lot extends all the way to a creek and trees that form the back boundary. The long gravel driveway is a plus for any home in town and allows for ample parking. Inside, you’ll appreciate the comfort of central heat and air, along with a new metal front door that adds both curb appeal and enhanced security. Cedar-lined closets provide a touch of luxury and natural freshness throughout the home. The unfinished basement is a true bonus—ideal for storage, a workshop, a play area, or a safe retreat during inclement weather. This property is a perfect place to settle in and make your own.

Getting Around

54
WalkingSomewhat Walkable
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

6/10
Truman Elementary SchoolGrades 3-51.0 mi
6/10
Nevada Middle SchoolGrades 6-81.3 mi
5/10
Nevada High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1925

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Other

  • Builder name: Sears

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Free-Standing Electric Oven
  • Laundry features: In Basement,In Kitchen

Basement

  • Has basement: Yes
  • Basement: Concrete,Full,Interior Entry

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main

Features

  • Flooring: Vinyl,Wood
  • Finished area below ground: 0
  • Finished area above ground: 1,066

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,066
  • Total interior livable area: 1,066 sqft

Kitchen

  • Features: Linoleum
  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: 182.09176.0

Features

  • Patio & porch: Screened

Lot

  • Lot size: 0.30 Acres

Parking

  • Parking features: Off Street,Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Hail
Heat Wave
Ice Storm
Strong Wind
Tornado
Winter Weather
Cold Wave
Inland Flooding
Lightning

FEMA Declared Disasters Across Missouri Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $644$7,728
Home Insurance *$149$1,788
Property Taxes $68$816
Electricity $141$1,693
Total$1,002$12,024
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$34,354/yr
40% on housing$30,060/yr
45% on housing$26,720/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 6.7%
6.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$120This listing

vs Other Active Listings

Avg $/sqft

ZIP 64772$88
Vernon County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 64772
Vernon County$110

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-02Listed for sale$139,900

For Sale by Agent

AgentMyra Daugherty
BrokerageThe HomeTown Realty Group, LLC

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