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705 S Clay Street, Nevada, MO, 64772

4beds
3baths
2,274sqft
$299,900
$132price/sqft
$2,200/moest. monthly cost
$88,000/yrincome needed

About This Home

Beautifully renovated 4-bedroom, 3-bath home with modern finishes. The main level offers an open floor plan with hardwood flooring throughout the living room, kitchen, dining room, and hallways. The updated kitchen features new cabinetry, floating shelves, granite countertops, stainless steel appliances, upgraded fixtures, and a large island ideal for entertaining.The spacious primary bedroom includes an updated en-suite bathroom with double sinks, stylish tile, a glass-door walk-in shower, and a walk-in closet. Two additional bedrooms, a guest bath, and a laundry chute complete the main level.The finished lower level provides a large family room with a gas fireplace, an additional bedroom and full bath, a laundry room, and ample storage space.Outside, enjoy a well-maintained yard and an oversized 2-car garage. This move-in-ready home offers comfort, style, and convenience. Schedule your showing today!

Getting Around

44
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

6/10
Truman Elementary SchoolGrades 3-50.9 mi
6/10
Nevada Middle SchoolGrades 6-81.2 mi
5/10
Nevada High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1986

Materials

  • Foundation: Brick/Mortar,Poured Concrete
  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Split Level
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Electric Oven,Refrigerator
  • Laundry features: In Basement,W/D Hookup

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Walk-in Shower,Granite Counters,Walk-In Closet(s)
  • Flooring: Tile
  • Fireplace features: Basement
  • Fireplace: Yes
  • Finished area below ground: 1,056
  • Finished area above ground: 1,218

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,436
  • Total interior livable area: 2,274 sqft

Property

Details

  • Parcel number: 01818/2009002038002000

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio,Deck
  • Exterior features: Rain Gutters
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 0.30 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate

How This Home’s Risks Compare

Hail
Heat Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave

FEMA Declared Disasters Across Missouri Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$352$4,224
Property Taxes $159$1,908
Electricity $173$2,083
Total$2,200$26,400
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,428/yr
40% on housing$66,000/yr
45% on housing$58,666/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 6.7%
6.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$132This listing

vs Other Active Listings

Avg $/sqft

ZIP 64772$85
Vernon County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 64772
Vernon County$110

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-12Price change$309,000
2025-11-21Listed for sale$319,000
2024-04-03Listing removed--
2024-03-18Price change$335,000
2023-09-18Price change$349,000
2023-08-22Price change$359,000
2023-08-10Listed for sale$370,000
2011-09-08Sold--

For Sale by Agent

AgentKelly Roy
BrokerageMissouri Home, Farm & Land Realty, LLC

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