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212 N Union St, New Franklin, MO, 65274

3beds
2baths
1,204sqft
$125,000
$104price/sqft
$922/moest. monthly cost
$36,880/yrincome needed

About This Home

3 bed (one nonconforming) 1.5 bath home offers plenty of potential with hardwood floors, a nice-sized flat yard, and a back porch ready to make your own. The basement provides additional opportunity to finish out more living space. Conveniently located just a few blocks from the gas station and only about half a mile from the school, this home combines small-town convenience with room to add your own personal touch!

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

9/10
5/10

Construction

Condition

  • Year built: 1965

Materials

  • Foundation: Concrete Perimeter

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • High Speed Internet,Formal Dining
  • Finished area below ground: 256

Full Bathroom

  • Level: Main

Half Bathroom

  • Level: Lower

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Electric

Interior Area

  • Total structure area: 1,204
  • Total interior livable area: 1,204 sqft

Property

Details

  • Parcel number: 179.029001.005003.000

Features

  • Patio & porch: Screened,Covered,Deck
  • Fencing: Back Yard,Chain Link

Lot

  • Lot size: 10,455 sqft
  • Lot size dimensions: 75 x 139.4

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Lightning
Tornado
Winter Weather
Drought
Ice Storm
Landslide
Strong Wind

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $632$7,584
Home Insurance *$94$1,128
Property Taxes $55$660
Electricity $141$1,693
Total$922$11,064
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$31,611/yr
40% on housing$27,660/yr
45% on housing$24,586/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -5.7%
-5.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$104This listing

vs Other Active Listings

Avg $/sqft

ZIP 65274$151
Howard County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 65274$185
Howard County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Pending sale$125,000
2026-07-31Listed for sale$125,000
2019-11-16Listing removed$110,000
2019-11-05Listed for sale$110,000
2013-08-30Sold--

For Sale by Agent

AgentRyan Martin
BrokerageReal Broker LLC

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