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523 Earnest Dr, Clinton, MO, 64735

4beds
4baths
2,569.3sqft
$379,000
$148price/sqft
$2,830/moest. monthly cost
$113,200/yrincome needed

About This Home

Beautifully maintained home offering 4 bedrooms, 3 1/2 bathrooms, and approximately 2,569 square feet of living space on a spacious 0.27-acre lot. This home combines generous room sizes, abundant natural light, and a flexible floor plan with peaceful views of open green space behind the property. Step inside to a two-story foyer featuring hardwood stairs and a chandelier. The spacious living room offers large windows, creating an inviting gathering space. the kitchen is designed for both everyday living entertaining with extensive cabinetry, abundant countertop space, a peninsula with room for seating, pantry storage, and a bright breakfast nook surrounded by windows overlooking the backyard. The adjoining dining area provides additional space for hosting family dinners or holiday gatherings. the main-level laundry room and bathroom add convenience, while the oversized primary suite upstairs o offers a spacious retreat complete with his and hers walk-in closets complete the upper level. The finished basement provides excellent storage, another full bathroom and additional finished room that could serve a variety of uses, including a home office, hobby room, or work-out space. Outdoor living is equally impressive with a newer (2024) Trex deck overlooking an expansive backyard and scenic open field beyond, creating a peaceful setting for relaxing or entertaining. If you've been searching for space, functionality, and beautiful views, this home deserves a place on your must -see list.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

4/10
5/10
Clinton Middle SchoolGrades 6-81.0 mi
5/10
Clinton Sr. High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 2001

Materials

  • Roof: Composition
  • Construction materials: Brick/Mortar

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Refrigerator
  • Laundry features: Main Level,Off The Kitchen

Basement

  • Has basement: Yes
  • Basement: Finished,Sump Pump

Bathroom2

  • Features: Ceramic Tiles,Shower Over Tub
  • Level: Second
  • Area: 34.5

Bathroom3

  • Features: Ceramic Tiles,Shower Only
  • Level: Lower
  • Area: 54.5

Bedroom2

  • Features: Ceramic Tiles,Part Drapes/Curtains
  • Level: Second
  • Area: 110.1

Bedroom3

  • Features: Ceiling Fan(s),Ceramic Tiles,Part Drapes/Curtains
  • Level: Second
  • Area: 108

Bedroom4

  • Features: Ceiling Fan(s),Ceramic Tiles
  • Level: Second
  • Area: 119.1

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Features: Ceiling Fan(s),Ceramic Tiles
  • Level: Main

Features

  • Flooring: Ceramic Tile
  • Finished area below ground: 609
  • Finished area above ground: 1,960

Half Bath

  • Level: Main
  • Area: 24.3

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 2,569
  • Total interior livable area: 2,569 sqft

Kitchen

  • Features: Built-in Features,Ceramic Tiles
  • Level: Main
  • Area: 256.8

Laundry

  • Features: Ceramic Tiles
  • Level: Main
  • Area: 44.8

Living Room

  • Features: Ceiling Fan(s),Ceramic Tiles
  • Level: Main
  • Area: 252

Master Bathroom

  • Features: Ceramic Tiles,Double Vanity,Shower Only
  • Level: Second
  • Area: 108

Master Bedroom

  • Features: Ceiling Fan(s),Ceramic Tiles,Walk-In Closet(s)
  • Level: Second
  • Area: 217

Recreation Room

  • Features: Ceramic Tiles
  • Level: Lower
  • Area: 416

Property

Details

  • Parcel number: 181002001003033004

Features

  • Patio & porch: Deck

Lot

  • Lot size: 0.27 Acres
  • Features: Cul-De-Sac
  • Lot size dimensions: 82 x 141

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Faces Front
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,916$22,992
Home Insurance *$523$6,276
Property Taxes $195$2,340
Electricity $196$2,354
Total$2,830$33,960
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,028/yr
40% on housing$84,900/yr
45% on housing$75,466/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$148This listing

vs Other Active Listings

Avg $/sqft

ZIP 64735$143
Henry County$133

vs Homes Sold Last Month

Median $/sqft

ZIP 64735
Henry County$107

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Listed for sale$379,000
2026-08-04Pending sale$379,000
2026-07-22Price change$379,000
2026-06-30Listed for sale$399,000

For Sale by Agent

AgentPaula Voss
BrokerageNextHome Gadwood Group

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