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320 S 3rd St, Clinton, MO, 64735

4beds
3baths
--sqft
$119,900
--price/sqft
$973/moest. monthly cost
$38,920/yrincome needed

About This Home

Exceptional investment opportunity in the heart of Clinton, Missouri — a well-maintained triplex at 320 S Third Street offering immediate, stabilized cash flow. All three units are currently occupied with strong rental rates and a proven rental history, making this an ideal acquisition for seasoned investors and first-time landlords alike. Clinton is a growing small-city market with a steady rental demand supported by its proximity to Golden Valley Memorial Healthcare, local schools, and the Truman Lake recreation corridor. This property delivers the rare combination of in-place income, minimal vacancy risk, and long-term appreciation potential.

Getting Around

51
WalkingSomewhat Walkable
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

4/10
5/10
Clinton Middle SchoolGrades 6-80.3 mi
5/10
Clinton Sr. High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1880

Type & Style

  • Home type: MultiFamily
  • Property subType: Triplex

Interior

Appliances

  • Appliances included: Oven/Range,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3

Property

Details

  • Parcel number: 181002003032015000

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 0.36 Acres
  • Lot size dimensions: 100 x 155

Parking

  • Total spaces: 1
  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $606$7,272
Home Insurance *$165$1,980
Property Taxes $61$732
Electricity $141$1,693
Total$973$11,676
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$33,360/yr
40% on housing$29,190/yr
45% on housing$25,946/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 64735$146
Henry County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 64735
Henry County$107

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-30Listed for sale$119,900

For Sale by Agent

AgentGerad Wombles
BrokerageEXP Realty LLC

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