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107 N Deercreek Dr, Clinton, MO, 64735

5beds
3baths
2,408sqft
$415,000
$172price/sqft
$3,067/moest. monthly cost
$122,680/yrincome needed

About This Home

Discover the perfect blend of privacy, space, and convenience with this steel-constructed home on the edge of Clinton, Missouri. Featuring 5 bedrooms and 3 full bathrooms, this spacious home offers a fully finished walk-out basement, making it ideal for a growing family, multi-generational living, or a weekend retreat near Truman Lake. The main level includes three bedrooms, while the finished basement offers two additional non-conforming bedrooms and a large family room, providing plenty of flexible living space. Updated in 2021, the home features an inviting open-concept layout that's perfect for everyday living and entertaining. Step outside onto the deck and enjoy peaceful mornings with your coffee while taking in scenic views and frequent wildlife sightings. The backyard offers ample room for gatherings, and the above-ground pool is included, making summer entertaining even more enjoyable. Enjoy the best of both worlds with a private setting just minutes from Clinton and beautiful Truman Lake. Don't miss this opportunity—schedule your private showing today!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

4/10
5/10
Clinton Middle SchoolGrades 6-81.8 mi
5/10
Clinton Sr. High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 1997

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2021

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Electric Oven/Range,Refrigerator,Dryer,Washer,Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedroom4

  • Level: Lower

Bedroom5

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: Main

Family Room

  • Level: Lower

Features

  • Window features: Vinyl
  • Flooring: Vinyl,Tile
  • Finished area above ground: 1,440

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Electric

Interior Area

  • Total structure area: 2,880
  • Total interior livable area: 2,408 sqft

Kitchen

  • Features: Cabinets Wood
  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 193006000000003006
  • Other equipment: Dehumidifier

Features

  • Pool features: Above Ground
  • Patio & porch: Deck,Patio,Porch,Covered
  • Exterior features: Mailbox

Lot

  • Lot size: 0.85 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather
Drought
Hail

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,098$25,176
Home Insurance *$572$6,864
Property Taxes $214$2,568
Electricity $183$2,206
Total$3,067$36,804
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,154/yr
40% on housing$92,010/yr
45% on housing$81,786/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$172This listing

vs Other Active Listings

Avg $/sqft

ZIP 64735$142
Henry County$133

vs Homes Sold Last Month

Median $/sqft

ZIP 64735
Henry County$107

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$394,000
2026-07-11Listed for sale$415,000
2021-04-23Sold--

For Sale by Agent

AgentJames Long
BrokerageRE/MAX TRUMAN LAKE

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