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11482 E D Hwy, Richards, MO, 64778

5beds
2baths
2,688sqft
$280,000
$104price/sqft
$2,027/moest. monthly cost
$81,080/yrincome needed

About This Home

Large home with attached insulated garage and highway frontage only 3 miles from I-49 just north of Nevada Mo. 14x56 Barn with perimeter and cross fencing with an entrance gate and a pond on 4.7 +- acres. A large kitchen with plenty of cabinet space and built in microwave and dishwasher. A dining room off of the kitchen with good size living area opposite of dining all with vaulted ceilings and double doors to the 12x20 rear porch. Good size master bedroom with large doorway to master bathroom with jetted corner tub, shower, and 2 lavatories. 2 smaller bedrooms on the opposite end of house all with walk in closets. 2nd bath has a tub and lavatory. Laundry room and sunroom before going upstairs to 2 more bedrooms and a recreation room. Garage is 28x30x10 and wired with 120 and 240 volt electrical. The 2023 barn has 120 volt electrical with 240 volt available, 2 horse pens, horse stalls, vehicle/ machinery parking, and storage room. Newer metal roof with insulation and thermal barrier in 2018. Attic space for storage. 1000 gallon owned propane tank. Fiber optic internet is available. A current survey is available and will convey. Property is for sale by owner as/is. Lease option and owner financing are not available. Non contingency. Mortgage pre approval letter or proof of funds required before signing the purchase agreement.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
Truman Elementary SchoolGrades 3-58.1 mi
6/10
Nevada Middle SchoolGrades 6-87.8 mi
5/10
Nevada High SchoolGrades 9-128.2 mi

Construction

Condition

  • Year built: 1996

Materials

  • Foundation: Concrete Block
  • Roof: Metal

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range / Oven,Refrigerator,Washer

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Other,Carpet,Laminate

Heating & Cooling

  • Heating features: Forced air,Wall,Electric,Propane / Butane
  • Cooling features: Central,Wall

Interior Area

  • Total interior livable area: 2,688 sqft

Property

Details

  • Parcel number: 077035000000002020

Features

  • Exterior features: Vinyl,Metal

Lot

  • Lot size: 4.70 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Drought
Inland Flooding
Strong Wind
Winter Weather
Hail
Heat Wave
Ice Storm
Tornado

FEMA Declared Disasters Across Missouri Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,415$16,980
Home Insurance *$258$3,096
Property Taxes $149$1,788
Electricity $205$2,463
Total$2,027$24,324
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,497/yr
40% on housing$60,810/yr
45% on housing$54,053/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 6.7%
6.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$104This listing

vs Other Active Listings

Avg $/sqft

ZIP 64778
Vernon County$151

vs Homes Sold Last Month

Median $/sqft

ZIP 64778
Vernon County$110

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-12Price change$340,000
2026-04-16Listed for sale$350,000
2018-02-09Listing removed$98,900
2017-07-03Pending sale$98,900
2017-02-15Listed for sale$98,900

For Sale by Owner

AgentProperty Owner

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