See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

402 Harry St, Palmyra, MO, 63461

3beds
2baths
2,070sqft
$325,900
$157price/sqft
$2,356/moest. monthly cost
$94,240/yrincome needed

About This Home

FSBO – 402 Harry St., Palmyra, Mo Motivated Seller Beautiful home custom built in latter part of 2012 and located in one of Palmyra’s newer sought-out family-friendly neighborhoods. Location offers easy access to Hwy 61 and close to downtown. This home offers a spacious open concept living area with split bedroom floorplan. There are 2 full baths, 3 bedrooms & a bonus room that could easily be turned into a 4th bedroom or used as an office, breakfast room or sunroom. Home has recently been updated with fresh paint and new LVT flooring with Quietboard underlayment throughout. In the spacious kitchen you’ll find ample cabinets & counter space with beautiful new granite countertops & tile backsplash. All appliances convey. The master bath was updated with a floor to ceiling onyx shower & matching onyx vanity top. This home is not short on storage as there are plenty of closets & cabinets throughout along with a huge storage room above the garage with built in shelving. In the back you will find a newly constructed 12x26 covered patio along with a 10x16 lofted Amish built shed. The yard is beautifully landscaped around entire home. Other recent updates include new siding, new roof & new gutters with leaf guards. Asking $377,900.00. SERIOUS Buyers that would like to schedule a showing can call me at 660-346-8835.

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

5/10
Palmyra Middle SchoolGrades 5-80.8 mi
7/10
Palmyra High SchoolGrades 9-121.4 mi
6/10
Palmyra Elementary SchoolGrades PK-40.9 mi

Construction

Condition

  • Year built: 2012

Materials

  • Foundation: Slab
  • Roof: Shake / Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Garbage disposal,Microwave,Range / Oven,Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Other

Heating & Cooling

  • Heating features: Forced air,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 2,070 sqft

Property

Details

  • Parcel number: 0070624309016110

Features

  • Exterior features: Vinyl
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 9,408 sqft

Parking

  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Lightning
Strong Wind
Hail
Inland Flooding
Tornado
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,647$19,764
Home Insurance *$348$4,176
Property Taxes $203$2,436
Electricity $158$1,896
Total$2,356$28,272
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,777/yr
40% on housing$70,680/yr
45% on housing$62,826/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -5.7%
-5.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$157This listing

vs Other Active Listings

Avg $/sqft

ZIP 63461$335
Marion County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 63461$117
Marion County$95

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-03Price change$375,900
2026-04-04Listed for sale$377,900
2025-12-29Listing removed--
2025-10-25Listed for sale$380,000

For Sale by Owner

AgentProperty Owner

Similar Homes