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207 Oaklawn Ave, Fayette, MO, 65248

2beds
2baths
1,592sqft
$179,900
$113price/sqft
$1,279/moest. monthly cost
$51,160/yrincome needed

About This Home

Step back in time without sacrificing comfort in this beautiful 1890s residence, a 2-bedroom, 2-story home nestled in the heart of Fayette. Offering 1,508 square feet of sun-drenched livable space, the home's interior is bathed in natural light, showcasing classic 19th-century architecture. The absolute centerpiece of this home is the magnificent curved staircase. In late-Victorian design, such "turning sculptures" were deliberate statements of luxury and sophistication, guiding you with a graceful silhouette rarely found in today's modern builds. Designed for effortless daily living, the home features a high-functioning mudroom and laundry room combination perfectly situated at the back door deck exit. This "workhorse" space is a rare find in historic properties, streamlining chores and keeping the main living areas pristine. For those seeking even more utility, the property includes a partial basement/cellar with its own outside entry, providing easy-access storage or the perfect footprint for a private workshop. The experience continues outdoors with a truly great, beautiful backyard that serves as your own private retreat. This expansive green space is perfectly designed for entertaining, offering a level and inviting area for yard sports or hosting summer barbecues under the Missouri sky. Whether you're enjoying quiet mornings on the deck or spirited weekend gatherings, this home blends 130 years of history with modern functional excellence. Don't miss your chance to own a signature piece of Fayette history-contact Missouri River Realty today to schedule your private showing.

Getting Around

49
WalkingCar-Dependent
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

2/10
6/10
Fayette High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1890

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Refrigerator,Oven,Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area above ground: 1,592

Heating & Cooling

  • Heating features: Gas,Forced Air
  • Cooling features: Central

Interior Area

  • Total structure area: 1,592
  • Total interior livable area: 1,592 sqft

Property

Details

  • Parcel number: 121011003019005000
  • Lease amount: 0

Features

  • Stories: 2
  • Patio & porch: Patio,Covered Porch,Deck
  • Exterior features: Utilities

Lot

  • Features: Trees

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Lightning
Strong Wind
Winter Weather
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $909$10,908
Home Insurance *$150$1,800
Property Taxes $79$948
Electricity $141$1,693
Total$1,279$15,348
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,851/yr
40% on housing$38,370/yr
45% on housing$34,106/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -5.7%
-5.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$113This listing

vs Other Active Listings

Avg $/sqft

ZIP 65248$97
Howard County$123

vs Homes Sold Last Month

Median $/sqft

ZIP 65248$139
Howard County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-31Listed for sale$179,900

For Sale by Agent

AgentLeo Himmelberg
BrokerageMissouri River Realty, LLC

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