4 River Hls, Hannibal, MO, 63401
About This Home
Perched high above the Mississippi River on 9.7 scenic acres just outside of Hannibal on Highway 79, this custom-built 5-bedroom, 4.5-bath home offers breathtaking panoramic views and a truly one-of-a-kind setting. Built in 2003, the home was thoughtfully designed to take full advantage of its bluff-top location, with expansive windows and an open floor plan that capture the beauty of the river from nearly every room. The spacious main level features a four-season screened porch, while the upper-level deck provides the perfect place to enjoy river traffic, abundant wildlife, and spectacular sunrises and sunsets. Whether entertaining guests or enjoying a quiet morning with a cup of coffee, the views are simply unmatched. A private asphalt driveway leads to the home, where you'll find both an attached garage and a detached garage, providing ample space for vehicles, recreational equipment, hobbies, or a workshop. Surrounded by mature trees and beautifully maintained grounds, the 9.7-acre property offers the ideal combination of privacy, natural beauty, and convenience. Properties like this rarely come to market. With incredible Mississippi River views, quality custom construction, generous indoor and outdoor living spaces, and an unbeatable location just minutes from Hannibal, this exceptional property is a rare opportunity to own one of Northeast Missouri's premier bluff-top homes.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2003
Materials
- Roof: Metal
- Construction materials: Frame,Stone
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Microwave,Oven,Range,Water Softener
Basement
- Has basement: Yes
- Basement: Concrete,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 1
Features
- Number of fireplaces: 1
- Fireplace features: Gas
- Fireplace: Yes
- Finished area below ground: 1,804
- Finished area above ground: 3,808
Heating & Cooling
- Heating features: Baseboard,Geothermal
- Cooling features: Attic Fan,Ceiling Fan(s),Electric,Geothermal,Zoned
Interior Area
- Total structure area: 5,612
- Total interior livable area: 5,612 sqft
Property
Details
- Parcel number: 010.08.34.0.00.003.010
- Special condition: Standard
Features
- Levels: Two
- Patio & porch: Composite,Deck,Front Porch,Porch
- Exterior features: Balcony,Storage
- Has view: Yes
- On waterfront: Yes
- Waterfront features: Waterfront,River Front
Lot
- Lot size: 9.70 Acres
- Features: Bluff,Paved,Private,Some Trees,Views,Waterfront
- Lot size dimensions: 422,532 sq ft
Parking
- Total spaces: 4
- Parking features: Detached,Garage,Paved
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Cold Wave
- Heat Wave
- Lightning
- Strong Wind
- Hail
- Ice Storm
- Landslide
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $7,584 | $91,008 |
| Home Insurance * | $1,838 | $22,056 |
| Property Taxes | $937 | $11,244 |
| Electricity | $428 | $5,142 |
| Total | $10,787 | $129,444 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-28 | Listed for sale | $1,500,000 |
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