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221 N 5th St, Hannibal, MO, 63401

8beds
4baths
4,980sqft
$439,000
$88price/sqft
$3,410/moest. monthly cost
$136,400/yrincome needed

About This Home

Step into a rare opportunity to own a true piece of Hannibal history with the iconic Dubach Inn—an elegant Italianate villa originally constructed in 1871 and offering nearly 5,000 square feet of finished living space. With the next owner becoming just the fifth owner in its 155 year history- The Dubach Inn represents a level of preservation and legacy that is rarely available. Ideally located just three blocks from Main Street in Hannibal’s historic downtown, the home blends timeless architectural character with modern comfort and exceptional income-producing potential. Currently operating as a successful bed and breakfast for 18 years, the property is designed with multiple private suite-style living spaces, each offering its own bedroom, sitting area, and bath—creating a layout that naturally supports a variety of uses. Two of the rear suites feature private exterior access, enhancing flexibility for short-term rentals, extended stays, or separate tenant use. The property is being sold fully furnished, allowing for a seamless transition for the next owner—whether continuing operations, launching a short-term rental business, or simply moving in and enjoying the space immediately. The nearly 5,000 square foot layout allows for a wide range of configurations, including owner-occupied living with separate rental spaces, group accommodations, or long-term housing options. Whether you choose to operate as a turnkey hospitality business, live in the home full-time while generating supplemental income, or convert the property into a high-performing short-term or multi-unit investment, the flexibility here is unmatched. Positioned in a tourism-driven market with steady visitors and returning guests, this property offers the rare combination of historic charm, prime location, and multiple income pathways—making the Dubach Inn both a legacy property and a forward-looking investment.

Getting Around

83
WalkingVery Walkable
0
TransitVery Limited Transit
54
BikeBikeable

Schools

4/10
Hannibal Middle SchoolGrades 6-81.9 mi
5/10
Hannibal Sr. High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 1871

Materials

  • Roof: Asphalt,Metal,Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Dishwasher,Gas Range,Refrigerator,Oven
  • Laundry features: In Basement,Multiple Locations

Basement

  • Has basement: Yes
  • Basement: Full,Storage Space,Unfinished

Bathroom2

  • Features: Floor Covering: Ceramic Tile
  • Level: Main
  • Area: 40
  • Dimensions: 8x5

Bathroom3

  • Features: Floor Covering: Ceramic Tile
  • Level: Second
  • Area: 80
  • Dimensions: 10x8

Bathroom4

  • Features: Floor Covering: Ceramic Tile
  • Level: Second
  • Area: 40
  • Dimensions: 8x5

Bedroom

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 216
  • Dimensions: 18x12

Bedroom

  • Features: Floor Covering: Wood
  • Level: Second
  • Area: 117
  • Dimensions: 13x9

Bedroom

  • Features: Floor Covering: Wood
  • Level: Third
  • Area: 208
  • Dimensions: 16x13

Bedroom2

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 130
  • Dimensions: 10x13

Bedroom3

  • Features: Floor Covering: Wood
  • Level: Second
  • Area: 252
  • Dimensions: 18x14

Bedroom4

  • Features: Floor Covering: Wood
  • Level: Second
  • Area: 240
  • Dimensions: 16x15

Bedroom5

  • Features: Floor Covering: Carpeting
  • Level: Second
  • Area: 132
  • Dimensions: 11x12

Bedrooms & Bathrooms

  • Bedrooms: 8
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 224
  • Dimensions: 16x14

Features

  • Door features: Pocket Door(s)
  • Window features: Storm Window(s)
  • Flooring: Carpet,Tile,Wood
  • Number of fireplaces: 2
  • Fireplace features: Basement,Gas,Kitchen,Wood Burning Stove
  • Fireplace: Yes
  • Finished area above ground: 4,980

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Zoned
  • Cooling features: Central Air,Multi Units,Zoned

Interior Area

  • Total structure area: 4,980
  • Total interior livable area: 4,980 sqft

Kitchen

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 252
  • Dimensions: 18x14

Living Room

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 255
  • Dimensions: 17x15

Living Room

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 234
  • Dimensions: 13x18

Living Room

  • Features: Floor Covering: Wood
  • Level: Second
  • Area: 234
  • Dimensions: 18x13

Other

  • Features: Floor Covering: Ceramic Tile
  • Level: Main
  • Area: 60
  • Dimensions: 10x6

Sitting Room

  • Features: Floor Covering: Wood
  • Level: Second
  • Area: 224
  • Dimensions: 16x14

Property

Details

  • Parcel number: 010.09.29.1.30.001.000
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Patio & porch: Front Porch,Porch,Side Porch
  • Exterior features: Balcony,Private Yard
  • Fencing: Back Yard
  • Has view: Yes
  • View description: River
  • Water view: River

Lot

  • Lot size: 9,321 sqft
  • Features: Back Yard,Corner Lot,Landscaped

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Lightning
Strong Wind
Cold Wave
Hail
Inland Flooding
Tornado
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,219$26,628
Home Insurance *$537$6,444
Property Taxes $274$3,288
Electricity $380$4,563
Total$3,410$40,920
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$116,914/yr
40% on housing$102,300/yr
45% on housing$90,933/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -5.7%
-5.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$88This listing

vs Other Active Listings

Avg $/sqft

ZIP 63401$122
Marion County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 63401$107
Marion County$95

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Listed for sale$439,000

For Sale by Agent

AgentMadison E Christal
BrokerageChristal Property Group, LLC

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