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88 Heritage Rd, Hannibal, MO, 63401

5beds
4baths
4,912sqft
$438,500
$89price/sqft
$3,403/moest. monthly cost
$136,120/yrincome needed

About This Home

Comfort and convenience in this attractive single-family residence built in 2012 offers a great property for modern living. The heart of this home is its well-appointed kitchen with ample cabinets, granite counter-tops, eating bar, and pantry. Enjoy the living room with gas log fireplace, separate dining room and office all complete the main level. 4 bedrooms upstairs with spacious primary bedroom (with remote drop down TV), large bathroom with shower and jetted tub as well as nice walk-in closet. Three additional bedrooms complete this level in addition to a second bathroom and laundry room. Entering the finished basement offers two family room areas that suggests possibilities of a rec area or game room, space set aside for a bar, and a 5th bedroom with full bathroom on this level. Beyond the interior, the property extends its living space outdoors with a composite deck overlooking the private backyard ideal for entertaining or quiet relaxation. This property presents an exceptional opportunity to embrace a refined living experience.

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

5/10
4/10
Hannibal Middle SchoolGrades 6-81.0 mi
5/10
Hannibal Sr. High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 2012

Materials

  • Roof: Asphalt
  • Construction materials: Frame

Other

  • Builder name: Terrill Construction

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Dishwasher,Disposal,Microwave,Gas Water Heater
  • Laundry features: 2nd Floor

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Sleeping Area,Walk-Out Access

Bathroom3

  • Features: Floor Covering: Carpeting
  • Level: Second
  • Area: 132
  • Dimensions: 11x12

Bathroom4

  • Features: Floor Covering: Carpeting
  • Level: Second
  • Area: 306
  • Dimensions: 17x18

Bedroom2

  • Features: Floor Covering: Carpeting
  • Level: Second
  • Area: 132
  • Dimensions: 12x11

Bedroom5

  • Features: Floor Covering: Carpeting
  • Level: Basement
  • Area: 280
  • Dimensions: 20x14

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 143
  • Dimensions: 11x13

Family Room

  • Features: Floor Covering: Carpeting
  • Level: Basement
  • Area: 360
  • Dimensions: 12x30

Features

  • Breakfast Bar,Built-in Features,Crown Molding,Eat-in Kitchen,High Ceilings,High Speed Internet,Separate Dining,Solid Surface Countertop(s)
  • Number of fireplaces: 1
  • Fireplace features: Gas Log
  • Fireplace: Yes
  • Finished area below ground: 1,880
  • Finished area above ground: 3,032

Game Room

  • Features: Floor Covering: Carpeting
  • Level: Basement
  • Area: 450
  • Dimensions: 15x30

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 4,912
  • Total interior livable area: 4,912 sqft

Kitchen

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 169
  • Dimensions: 13x13

Laundry

  • Features: Floor Covering: Ceramic Tile
  • Level: Second
  • Area: 56
  • Dimensions: 8x7

Living Room

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 272
  • Dimensions: 16x17

Office

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 77
  • Dimensions: 11x7

Primary Bathroom

  • Features: Floor Covering: Ceramic Tile
  • Level: Second
  • Area: 152
  • Dimensions: 19x8

Primary Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Second
  • Area: 208
  • Dimensions: 13x16

Property

Details

  • Parcel number: 010.09.30.2.10.023.010
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Composite,Deck,Front Porch,Patio

Lot

  • Lot size: 0.34 Acres
  • Features: Back Yard
  • Lot size dimensions: 100 x 150

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Lightning
Strong Wind
Hail
Inland Flooding
Tornado
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,217$26,604
Home Insurance *$537$6,444
Property Taxes $274$3,288
Electricity $375$4,501
Total$3,403$40,836
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$116,674/yr
40% on housing$102,090/yr
45% on housing$90,746/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -5.7%
-5.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$89This listing

vs Other Active Listings

Avg $/sqft

ZIP 63401$122
Marion County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 63401$107
Marion County$95

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-03Listed for sale$438,500
2013-08-16Sold--

For Sale by Agent

AgentSheri L Neisen
BrokeragePrestige Realty, Inc

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