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1045 N Colorado St, Nevada, MO, 64772

4beds
3baths
2,168sqft
$279,900
$129price/sqft
$2,057/moest. monthly cost
$82,280/yrincome needed

About This Home

This spacious 4-bedroom, 2.5-bath home offers the perfect blend of functionality, comfort, and everyday convenience. With a thoughtfully designed one-and-a-half-story layout, the home provides generous living spaces and abundant storage throughout. It offers brand new energy efficient windows with transferable warranty! The kitchen is equipped with new stainless steel appliances, and offers ample workspace for preparing meals and hosting guests. A separate dining room provides a dedicated space for formal dinners, holiday celebrations, or everyday dining. One of the home's standout features is the impressive main-floor utility room, complete with an entire wall of built-in cabinetry, shelving, and storage solutions designed to keep household organization simple and efficient. Upstairs, you'll find two oversized bedrooms, each measuring more than 15 feet, along with a second full bathroom. One of the upstairs bedrooms includes an additional adjoining room that presents a fantastic opportunity for a dream walk-in closet, private dressing room, nursery, home office, or personal retreat, adding exceptional flexibility to the home's layout. Outside, the durable Hardie board concrete siding provides lasting curb appeal and low-maintenance ownership. The large backyard is fully enclosed with chain-link fencing, offering plenty of room for pets, play, gardening, or outdoor entertaining. Other updates include a new electric hot water heater, and painting throughout! The roof is only 4 years old, and will provide an insurance discount for the type of shingles. Combining spacious bedrooms, practical living areas, abundant storage, and a versatile floor plan, this home presents an outstanding opportunity for buyers seeking room to grow and spaces that can adapt to their lifestyle. The sale includes a vacant land tract, which could be great for adding a shop, large storage unit, or detached garage!

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

6/10
Truman Elementary SchoolGrades 3-51.1 mi
6/10
Nevada Middle SchoolGrades 6-81.2 mi
5/10
Nevada High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 2001

Materials

  • Roof: Composition
  • Construction materials: Frame,Other

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Finished area above ground: 2,168

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 2,168
  • Total interior livable area: 2,168 sqft

Property

Details

  • Parcel number: 182.041111.0

Lot

  • Lot size: 0.55 Acres
  • Lot size dimensions: 160*150

Parking

  • Parking features: Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Hail
Heat Wave
Ice Storm
Strong Wind
Tornado
Winter Weather
Cold Wave
Inland Flooding
Lightning

FEMA Declared Disasters Across Missouri Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,415$16,980
Home Insurance *$328$3,936
Property Taxes $149$1,788
Electricity $165$1,986
Total$2,057$24,684
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,525/yr
40% on housing$61,710/yr
45% on housing$54,853/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 6.7%
6.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$129This listing

vs Other Active Listings

Avg $/sqft

ZIP 64772$85
Vernon County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 64772
Vernon County$110

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-05Listed for sale$279,900

For Sale by Agent

AgentScott Theis
BrokerageStutesman's Action Realty

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