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108 Deerwood Ct, Roscommon, MI, 48653

4beds
2baths
1,990sqft
$339,900
$171price/sqft
$2,415/moest. monthly cost
$96,600/yrincome needed

About This Home

Premier Retreat in Running Deer Estates. A highly sought-after subdivision completely surrounded by the beautiful Huron National Forest. This charming 4 Bedroom, 2 Full Bath Bungalow sits on two combined lots, offering exceptional space and privacy. Enjoy the architectural detail of a two-story loft that overlooks the cozy fireplace in the main living area. This property offers true peace of mind with lifetime metal roofs on all structures and a Generac whole-house backup electrical system—you'll never lose power! The infrastructure is top-notch: paved roads, underground electric, and high-speed DSL. Car enthusiasts and hobbyists, rejoice! The home includes a fully insulated 2-car attached garage PLUS an incredible 58' x 28' fully insulated detached garage with its own 200 Amp panel with 240 Volts of power The property is nicely landscaped and features a durable, beautiful concrete driveway even to the back garage. A perfect blend of modern convenience and secluded tranquility.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

6/10
8/10
Roscommon Middle SchoolGrades 5-710.0 mi
6/10
Roscommon High SchoolGrades 7-1210.3 mi

Construction

Condition

  • Year built: 1999

Materials

  • Roof: Metal
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Microwave,Range,Refrigerator,Washer,Water Softener Owned
  • Laundry features: Laundry Room,Main Level

Basement

  • Basement: Slab

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Features

  • Ceiling Fan(s)
  • Window features: Insulated Windows
  • Flooring: Carpet,Ceramic Tile,Engineered Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Baseboard,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,990
  • Total interior livable area: 1,990 sqft

Property

Details

  • Parcel number: 0016001410000
  • Zoning description: residential

Features

  • Stories: 2
  • Exterior features: Other

Lot

  • Lot size: 1.74 Acres
  • Features: Level,Shrubs/Hedges
  • Lot size dimensions: 180 x 455 x 301 x 298

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Side,Garage Faces Front,Garage Door Opener,Detached,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Cold Wave
Hail
Inland Flooding
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters in Roscommon County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,718$20,616
Home Insurance *$228$2,736
Property Taxes $252$3,024
Electricity $217$2,604
Total$2,415$28,980
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,800/yr
40% on housing$72,450/yr
45% on housing$64,400/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$171This listing

vs Other Active Listings

Avg $/sqft

ZIP 48653$157
Roscommon County$146

vs Homes Sold Last Month

Median $/sqft

ZIP 48653
Roscommon County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-24Listed for sale$359,900

For Sale by Agent

AgentKevin S. Bishop
BrokerageNextHome Realty Now

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