See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1825 1st St, Saint Helen, MI, 48656

4beds
3baths
2,250sqft
$750,000
$333price/sqft
$5,318/moest. monthly cost
$212,720/yrincome needed

About This Home

Experience stunning lakefront living in this spacious 4-bedroom, 3 full bathroom home featuring 100 feet of waterfront with a concrete seawall and breathtaking views throughout. Inside, you'll find granite countertops throughout, a beautifully updated kitchen, and a cozy gas log fireplace perfect for year-round enjoyment. Relax in the sunroom overlooking the water or entertain around the brick paver fire pit after a day on the lake. The oversized 28' x 30' garage offers plenty of space for vehicles, boats, and toys, while the whole-house generator provides added peace of mind and convenience in every season. Outdoor enthusiasts will love that some of Michigan's best ORV trails are just a short ride from the driveway. Your Up North lakefront escape awaits!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

6/10
Roscommon Elementary SchoolGrades PK-412.7 mi
8/10
Roscommon Middle SchoolGrades 5-712.7 mi
6/10
Roscommon High SchoolGrades 7-1212.8 mi

Construction

Materials

  • Foundation: Crawl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Washer,Range/Oven,Refrigerator,Microwave,Dryer,Dishwasher
  • Laundry features: Main Level

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Finished area above ground: 2,250

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,250
  • Total interior livable area: 2,250 sqft

Property

Details

  • Parcel number: 0104850050000

Features

  • Patio & porch: Patio/Porch
  • On waterfront: Yes
  • Waterfront features: Lake

Lot

  • Lot size: 0.28 Acres
  • Features: Landscaped
  • Lot size dimensions: 0.28 acres

Parking

  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Cold Wave
Hail
Inland Flooding
Strong Wind

FEMA Declared Disasters in Roscommon County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,792$45,504
Home Insurance *$427$5,124
Property Taxes $854$10,248
Electricity $245$2,945
Total$5,318$63,816
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$182,331/yr
40% on housing$159,540/yr
45% on housing$141,813/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$333This listing

vs Other Active Listings

Avg $/sqft

ZIP 48656$95
Roscommon County$143

vs Homes Sold Last Month

Median $/sqft

ZIP 48656
Roscommon County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-27Price change$750,000
2026-06-14Price change$780,000
2026-05-20Listed for sale$790,999
2005-09-23Sold$115,000

For Sale by Agent

AgentMorgan Robinson
BrokerageNextHome Up North

Similar Homes